whats up everybody my names chris i been here for a while and im finally getting my bsp tc im uber happy and excited about it but i have one predicament.

my dad says that as long as he's making payments on any of my cars if i change anything on it he's gonna take it away so i was just gonna try and persuade the crap out of him till he breaks but i doubt that will work( el es muy impaciente)
but i think that i should find a stable job and do what all the kids at my school dont do, pay the car myself and use my left overs from my check to fix it up. its gonna really suck because its gonna be super slow to get the few things i want for it but idk what to do

this was kinda a rant and kinda a way of asking what should i do just fyi

My dad bought my car for me and ive had my car for over two years n still haven't been able to pursuade my dad to let me get a tint, springs, etc. Even if i pay!!! Maybe your dad is different at least i hope for you. All i can say is be on your best behavior, get good grades, dont get in trouble. Thats how i got my exhaust which i payed for by the way. Good Luck!

yeh im scared if i try to persuade that ima not get my car because he'll be like why u wanna fix up a car you like. but ill try to persuade if not ill offer to pay for it and maybe that will make him budge

convince him to at least let you get th trd springs/shocks financed...

all i want is scikotics tagged on my visor,rims, fog, tint, lower, and subs really just to look different from the other scions here in my city and maybe if i can find a persuasive way to say that then i'd be good

hmmm you know your dad better than any of us, but id say let him pay for it at first, and try to do mods that arent that noticible at first... intake, headers, if you dont lower it too much, i think you might be able to get away with it. or you could have him pay for the car, you get a job and save up some cash, buy the parts you wanna get, then take over the payments and install the stuff you bought.

my 2 cents

yeh i want to just mod it behind his back but idk

bad thing is ... dont get caught
or if ya like... save up cash eventually take over the payments and try to mod. im sure if its take some time he'll see your responsible and not getting power mods is probably a good thing.. at least for now... =o)

yeh im not gonna get serious power mods for av whille if i get any.

I definitely would not mod behind his back! That sounds like a really bad idea especially if he already said no. In that case he may even make you asume payments just for disobaying him. Just give it time and break them slowly. Be patient. I know its hard!

I am in the same situation as you my father is the same, he bought the car, made payments and decided to pay it off before time (which is very dumb but his problem not mine) and the best i could suggest is use the car as you receive it don't care for mods even if in the inside you're dying to mod it. There's a time for everything so try and be as patient as possible and just prove by getting good grades that you're gratefull for him giving you the car you want after that and in time he may loosen up a bit but never ever rush things. I've had the car for 3 years and this method has paid off since he's loosen up on letting me do some mods (TRD exhaust, Hotchkis Sways, OEM Lip Kit, painted calipers, GReddy air div. pannel, injen, etc.)

Hope it helps and enjoy the car and remember at least you got a car there are others who don't have this priviledge!

PS: por que el titulo de "que asco!" ?

Dont get a job. stay in school, enjoy the car, get awsome grades, do even better in college, get an awsome job, get a much nicer car.

My dad paid cash for my car, but I still modify my car even tho he doesn't like it. I never tell him what I did to my car but he finds them out eventually. He's not that angry but he always tells me to save money for something else.

you dad is right... until you can pay for the car, you shouldnt mod it. I bought and paid for my tC by myself with no help from the rents. i only started playing with it until I paid it off. You should do the same.

I say pay and persuade.
Pay for the car to show some responsibility then persuade your father to show him respect. It will display the fact that not only are you capable of making your own way in life but the fact that you understand his concerns and you take his opinions to heart.

I use to mod "my" cars (16 yrs ago) behind my dads back. He wasn't cool with it, thought I'd f something up. A couple years later I moved back to my home town after college and I had bought the same car as his sept I added Vogtlands, Tokico HPs and 17x8" wheels. He drove it, loved it and had me do his with in the month.

...he bought the car, made payments and decided to pay it off before time (which is very dumb but his problem not mine)
Why is that dumb? The only good long term debt is low fixed rate tax deductible debt. An auto loan is non tax deductible unless the car is for a business and the rates usually suck butt.
...I paid my tC off within 6 months.


...enjoy the car and remember at least you got a car there are others who don't have this priviledge!
Agreed. :clap: ...and you got a cool car to boot. My first car was a metallic poop brown 85 Camry with a 5spd A/C and power nothing. My dad got it during the week and I got it on the weekends ... but it was free and it had a tape deck.

Have you asked him for a reason why you cant mod your car. Maybe he took it out lease, but if not just get a job, and save some money for the parts. Lo peor que te puede pasar es tu papa haserte pagar mitad, por tener un trabajo. Good Luck con tu decicion. :silly:

trdtcpr wrote:
...he bought the car, made payments and decided to pay it off before time (which is very dumb but his problem not mine)

Why is that dumb? The only good long term debt is low fixed rate tax deductible debt. An auto loan is non tax deductible unless the car is for a business and the rates usually suck butt.
...I paid my tC off within 6 months.


Well that may or may not be dumb, it really depends on the interest rate you have on your loan vs. your expected return on an investment with a similar time frame. For example assuming you can secure a 5 month cd at 5% and the interest rate on your car loan is 4% then you should pay the minimum stick the rest in a CD and pocket the extra 1%. If the interest rate on your car loan is > 5% you should pay off the car, ASAP, because actually costing you more money by investing it. It's all about opportunity cost.

As to your predicament I obviously don't know your father, but knowing mine, modding behind his back would be a BAD idea. You need to build credibility, responsibility, and trust. The best way to do that IMO is to tell him you want to mod your car, save up the money to do it, research, research, research, and then go to him with a complete game plan for what you want to do (including pros and cons). Hounding him incessently probably won't work. Do you like it when your parents hound you about doing chores, staying out late, etc. etc? Probably not, and he probably won't like to be hounded either.

Just my .02

trdtcpr wrote:
...he bought the car, made payments and decided to pay it off before time (which is very dumb but his problem not mine)

Why is that dumb? The only good long term debt is low fixed rate tax deductible debt. An auto loan is non tax deductible unless the car is for a business and the rates usually suck butt.
...I paid my tC off within 6 months.


Well that may or may not be dumb, it really depends on the interest rate you have on your loan vs. your expected return on an investment with a similar time frame. For example assuming you can secure a 5 month cd at 5% and the interest rate on your car loan is 4% then you should pay the minimum stick the rest in a CD and pocket the extra 1%. If the interest rate on your car loan is > 5% you should pay off the car, ASAP, because actually costing you more money by investing it. It's all about opportunity cost.

True, but investing the rest wasn't a variable in his original statement.

True, but investing the rest wasn't a variable in his original statement.

That's true, but whenever you are making a decision to accelerate a loan payment or pay the minimum you must take into account the opportunity cost . If you have enough money to pay a loan off early then you have enough money to invest that money, so it should always be a consideration. I know that my eplanation above was simplified a great deal (read this is not investment advice always consult a professional before making investment decisions) it should always be a consideration when making these types of decisions. Sorry for jacking your thread it was not my intent I just wanted to expound a bit on Blue Meanie's original point, that it's not always dumb to pay off a loan early, it really just depends on what your other options are.

get a job. use that money to enjoy your highschool days, not to mod the car. be happy you're 16 with a new pimp car and no payments. those jail bait girl's panties will be coming off the second they see you pull up to high school in a tc.

WOW guys thanks for all the help ( knew there was a reason i chose scion)
but anyway lol i am only in spanish one so ease up on the spanish por favor.
but i think ima just keep the car stock and save up for the moment that he eases up.
i think thats a good idea because im not fully comfortable driving because my dad hardly lets me touch his avalanche so ill just get comfortable and save money for it or something else if i need to but yeh thanks again everybody all the help was appreciated

I say pay and persuade.
Pay for the car to show some responsibility then persuade your father to show him respect. It will display the fact that not only are you capable of making your own way in life but the fact that you understand his concerns and you take his opinions to heart.

I use to mod "my" cars (16 yrs ago) behind my dads back. He wasn't cool with it, thought I'd f something up. A couple years later I moved back to my home town after college and I had bought the same car as his sept I added Vogtlands, Tokico HPs and 17x8" wheels. He drove it, loved it and had me do his with in the month.

...he bought the car, made payments and decided to pay it off before time (which is very dumb but his problem not mine)
Why is that dumb? The only good long term debt is low fixed rate tax deductible debt. An auto loan is non tax deductible unless the car is for a business and the rates usually suck butt.
...I paid my tC off within 6 months.


...enjoy the car and remember at least you got a car there are others who don't have this priviledge!
Agreed. :clap: ...and you got a cool car to boot. My first car was a metallic poop brown 85 Camry with a 5spd A/C and power nothing. My dad got it during the week and I got it on the weekends ... but it was free and it had a tape deck.
what were your payments like? i wanna pay it off as soon as possible

I would save the cash....score the ladies at high school (panty dropping in the car, 8))...and just drive it for the moment.

I have another idea, but not sure if it would look. Buy the mods u want week by week or whatever, and just store them in ur room. If ur dad says, "is that ur stuff? I told u that u can't mod up the car." U tell him (but its actually a lie) "oh its for my friend. He doesn't have room in his room and he lives in a bad area. " 8)

Then, save more and maybe buy the tC off of him....or whatever. And when the day is ready, ur tC will be modded in one day 8)

But that is just an idea. I would personally save up and buy a better car. I'm saving for my dream car.....EVO 9 (if there are still some available) or the EVO 10, or a Z 8).

I'm in the same place too, just that I have to tell my dad what I'm going to do and what is the purpose. :lalala:

I have another idea, but not sure if it would look. Buy the mods u want week by week or whatever, and just store them in ur room. If ur dad says, "is that ur stuff? I told u that u can't mod up the car." U tell him (but its actually a lie) "oh its for my friend. He doesn't have room in his room and he lives in a bad area. " 8)

Yeah....NO

I definately would not be lying to my parents about something they are providing me for free. Lying to them is bad enough as it is.

Be greatful that you are sixteen years old and you will be driving a brand new car. Some people didn't get cars until they were Juniors or Seniors in High School and most of the time those were run down beaters. I'm pretty sure your father knows your intentions. Just be honest with him. Maybe you'll earn his trust and respect and you might acquire some "mods" as a gift from him some time down the line.

I have another idea, but not sure if it would look. Buy the mods u want week by week or whatever, and just store them in ur room. If ur dad says, "is that ur stuff? I told u that u can't mod up the car." U tell him (but its actually a lie) "oh its for my friend. He doesn't have room in his room and he lives in a bad area. " 8)

Yeah....NO

I definately would not be lying to my parents about something they are providing me for free. Lying to them is bad enough as it is.

Be greatful that you are sixteen years old and you will be driving a brand new car. Some people didn't get cars until they were Juniors or Seniors in High School and most of the time those were run down beaters. I'm pretty sure your father knows your intentions. Just be honest with him. Maybe you'll earn his trust and respect and you might acquire some "mods" as a gift from him some time down the line.

+1 on that. I got my box when I barely started college. Yep, I had no ride in high school, so ya'll high school kids with new cars are flippin lucky 8)

This is the way I see it.........be thankful that u have a car, much more, a new car. I know I'm thankful to have a new car...most college kids drive in pass down cars and stuff.

ill try this and think it over some more
get a job or two and work my ___ off for a while and do my best with keeping grades up and maybe my dad'll recognize that and when im making enough money ill speed up the payments and take it over then.
this is a long shot but i can have one job for me and to save up and if i still have another job ill use it for the car.
idk i think that sounds like a good plan now i need to think about how ima do it

oopers

oopersx2

^^^First of all edit your triple posts!

Second take it easy just relax enjoy your car and get good grades THEN and only then if you can get a part time and start by paying your own gas to help your dad in some way, pay your own oil changes or if you can do them with him and save on that even better but don't rush to get a job cause usually when you start getting some money your grades may drop. I speak from experience as many in here and just enjoy your car and get good grades that is the best thank you you can give your father for the car. after that and you graduate then start modding but the key in here is don't rush and as the saying goes "patience is a virtue!"

again congrats on the new car! :D

just get 18s and trd springs from the dealer and let him pay for it.

Just keep it the way it is, my rents are trying the same thing, but i am the Signer of the title, its my car, im making the payments, but im still gonna listen to them. Sometimes it depends on their mood, i put blue parking light LED's in, and they love it, i ordered an s2000 antenna, and they don't care, if you have to do something, do something cheap, reversible, and clean looking, but always be prepared for the consequences.

get a job and pay for the aftermarket parts, install them and dont tell your parents, thats what i did. =D