Unfortunately, there's a cap for aftermarket parts of $5,000 (plus an additional $1,000 for audio equipment). So the max you can get back is $6,000 + the value of the car. That's how our government-run auto insurance company works.

so what happen was, I was about to walk out of the arcades was gunna say bye to a few friends then the fire caught my eyes, thru the glass door I saw a s2k with a J's Spoiler, so at 1st I thought it was mooman's gf's car like many thought. i panic'ed abit (2sec)and went to look for moo man, wasn't there at his usual place(5secs) so I went out and took a peek at it, there was a masked guy yelling and cussing while smashing the Front Driver's side fender. I couldn't think what to do I stood there for like 10seconds then realized it was Sam's car. then thinking sam comes to espot? so I quickly yelled "HEY WHAT THE ****!" the guy looks up at me panics abit then ran down the driveway where the bubble tea place is, as i was going inside to look for sam, I hear tires screeching (so that guy left by car) I ran to the counter told the staff sam's car is on fire call 911! and looked for sam! I couldn't find him and there wasn't anything we could do so yea we watched it about 5mins then sam suddenly appeared out of no where. by then the owner of mazda3 (felix) wanted to move his car away fast! then "boom!" there was a small explosion! so we're like leave it! leave it! and we were all just standing there watching the s2k burning and burning until the firemen actually came to put it out... so yeah that was about it.... yeah I know some people might ask why I didn't go stop that guy, but if you compared both our sizes you can tell I'd die if i went up to him, and yes I'm a tiny lil asian kid, and he's a huge guy who can toy a sledge hammer!

yeah, conclusion was there wasn't anything we could of done.
but yeah RIP S2K.