I know this topic has been covered but, I think its time for a update on rates...

Scion Tc Auto, no side air bags

50,000 per person, 100,000 prop damage, 300,000 per crash
1000 duct

21 clean record

American Family Insurance 131 per month

 

USAA, full coverage (comprehensvie, collision, liability) $500 deductible, in Chicago, no side airbags ... $150/month.

 

Fahrenheit, what is your coverage for comprehensive, collision, liability? Also, do either of you have tickets or anything?

 

My limits are $500,000 personal injury, $200,000 property damage, I think $50k comprehensive and $50k collision. I'm not positive - I'll have to call and double-check. I have no tickets and 2 accidents.

 

all i know is statefarm, new jersey
289 a month...
new driver/new car

 

It's a good idea to know what your policy covers, NoShiO. I never really understood anything about car insurance before but now I know what I had previously isn't enough to cover me in a wreck. You might want to look into it and have someone explain it to you.

 

Liability
100,000 per person, 300,000 per accident, 50,000 property

Medical Payments
5000

Comprehensive Deductible = 200
Collision Deductible = 500

Emergency Road Service, 80% per day care rental reimbursement (max 500)

Uninsured Coverage
25,000 per person, 50,000 per accident, 25,000 property w/ 250 deductible

Death, dismemberment, loss of sight 5,000

25, single male, clean record = 86/month

 

$86 per month? You live in the boonies or what.

 

Does anyone insure there Tc with Progressive? I'm being ripped off for around $240 per month. I assume it's a combination of lack of credit AND new car. I have the same coverage that I had on my previous car, an 84 Olds Cuttie. That was only 100$ a month. I'm 25, have good driving record, degree, good job.. what gives? Even when I play around and +/- my deductible and coverages it still comes out to around 230-250$ per month.... Help!

 

thanks... i'll look into that!

 

I live just outside Atlanta in one of the most populated counties in GA.

 

Mind if I ask you what company?

 

State Farm

I forgot to mention I do get some discounts but it's normal stuff, multi-car, multi-line, safe driver, etc.

 

What kind of coverage did you have on your last car? If it was the state minimum, you will get a higher rate when you go to a new company like Progressive. That combined with your credit score and your driving record will determine your insurance rate (as well as other factors like your zip code).

 

full coverage 17 yrs. clean record $180/month

 

anyone ever heard of a non owners insurance????

 

USAA is only available to current military, retired military, and dependants there-of.

 

Progressive, 200/month, 23, clean record.

 

bodily+property: 100k/300k/100k - personal injury: 2500 - uninsured 100k/300k $250deductible - comprehensive $500deductible collision $1000deductible - rental reimbursement $30/day 30days max - w/roadside assistance

Scion TC W/Side Airbags 5-speed manual - progressive insurance, $300 a month... paid in full at $1840 for 6mo would've been $333.33/mo or $2000/6mo

20yr old, on provisionals license (had provisionals in FL for 4 years because over 18 and it's considered a standard license, move up here to MD and have to start the 24mo learners program over again... what a bunch of friggin BS)

clean record, first owned car and YES I KNOW I am getting completely and utterly raped blind with this insurance, but I shopped around for over 2 months, lost count with how many insurance companies I contacted and they gave me the best rate next to geico, Eerie and state farm which were a few hundered more every 6mo. but it'll go down when I turn 21 in august, and when I get off this friggin provisionals BS a month after I turn 22 (yeah, I know, I can legally drink before I get my license... I can legally drive to the liquor store and buy a 12-pack on my provisionals... )

but that's why I got a Scion... why pay $5k for a used car when the insurance will cost me $4k a year? sounds counter productive to me.... and I've had the worst luck with my brand new car it's ridiculous, somebody hit my car really bad in a parking lot, no note left, $1876.46 in damages and a deer jumped in front of my car, $3513 in damages, neither accident at fault so I got my money's worth out of my insurance already.... now if I can just quit letting my car get F'd up dangit... luckily they're replacing literally EVERY damaged part so far on it with a new part since it's only 3mo old with 2000 miles on it, but that's not the point... it's my friggin brand new car and I've never been even close to an accident and I've been driving since I was 15... for 5 years now.... and been without my TC for 3 weeks total out of 9 weeks.

BTW threads like this are very, very pointless other than wondering because insurance has an infinite number of variables on your rates, for starters your credit score, driving record, vehicle, vehicle safety features, security features, age, sex, location, where you store it and how, zip code etc etc

 

Now that sucks