trade in....
well it is the same car.......you have 3 years of payments invested already and the trade in is gonna rape you and you will be out everything and stuck starting over paying for a car you just had with less miles on it.......bad decision.
honestly you are over half paid off,the car should drive for a good 10 years without major issues,holds value,so once paid off you then have a good trade in.....but even then should drive it for a few years after being paid for........owning your car in full is like money in the bank........also once it is paid for you can walk in and hagle ove rthe interest rates better as you have cash in hand and car to trade........plus in 18 months or so the new tC will be out and then you can have one of the first new ones.
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