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New year, new insurance!

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Old Jan 10, 2010 | 06:17 AM
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Default New year, new insurance!

What are you guys paying? I'm at 1600/year/full through progressive. Homeowner, multi car, no violations in three years. 25/single/male
Old Jan 10, 2010 | 06:33 AM
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wow. I'm paying $220 a month for full coverage including roadside assistance. But it went up significantly when I turned 21 recently.
Old Jan 10, 2010 | 06:36 AM
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Wow, it went up when you turned 21? It should go down the older you get, at least that's how it's gone for me.
Old Jan 10, 2010 | 06:55 AM
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Originally Posted by ScionSnowman
wow. I'm paying $220 a month for full coverage including roadside assistance. But it went up significantly when I turned 21 recently.
interesting..maybe its because you are more likely to DUI. Should go down from now on, especially when you are 25+
Old Jan 10, 2010 | 07:10 AM
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Yeah I figured it should go down as I got older too. But I guess I'm at the peak of my insurance price. For the next 4yrs it's crazy expensive. Once I turn 25 my rep told me it should nearly cut in half.
Old Jan 10, 2010 | 08:46 AM
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lol.. im paying 1900 for 6 months... so around 300ish a month? i only have one speeding ticket >_< without it i'd be paying around 180 a month...
Old Jan 10, 2010 | 08:48 AM
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150 a month
Old Jan 10, 2010 | 01:25 PM
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Originally Posted by Dkfung88
lol.. im paying 1900 for 6 months... so around 300ish a month? i only have one speeding ticket >_< without it i'd be paying around 180 a month...

wow thats alot to pay for insurance. if i had to pay that i couldnt afford to keep my car lol. i have one speeding ticket on my record.

i pay $545 every 6 months with comes out to be like $90 a month for full coverage through usaa.

Last edited by killatc171; Jan 10, 2010 at 01:29 PM.
Old Jan 10, 2010 | 02:48 PM
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2700. sucks for me
Old Jan 10, 2010 | 03:59 PM
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im 18, no tickets, received a "good grades discount" and mine is right around 1300 for 6 months for full coverage and a 500 deductible. it was gonna be around 800 for 6 months with a 1000 deductible but the credit union made us go with the 500 deductible........
Old Jan 10, 2010 | 05:46 PM
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28/M and I have my mum on my insurance with me and I pay about $215/every 2 months so technically $103-4/m full coverage through A.I.S. which gave me mercury. AIS is no joke with giving good prices. Auto insurance specialists.
Old Jan 10, 2010 | 10:34 PM
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also 18 here and i only 165 a month for full coverage and 500 deductable
Old Jan 10, 2010 | 10:51 PM
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Originally Posted by killatc171
wow thats alot to pay for insurance. if i had to pay that i couldnt afford to keep my car lol. i have one speeding ticket on my record.

i pay $545 every 6 months with comes out to be like $90 a month for full coverage through usaa.
Thats exactly what I pay through ohio casualty. I have had no tickets/violations, knock on wood. 23/M/Ohio
Old Jan 10, 2010 | 11:06 PM
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mines is about 1000 for a year. no tickets. about 3 accidents already. i kept like over 2k after fixing my car.
Old Jan 11, 2010 | 01:06 AM
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what area of the country also determines your insurance rate. I'm in Los Angeles county and I pay about $750 every 6 months for full coverage with Farmers which includes various discounts (good driver, multi car, home insurance, etc). My deductible is $500 (ouch).
Old Jan 11, 2010 | 01:10 AM
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Originally Posted by killatc171
wow thats alot to pay for insurance. if i had to pay that i couldnt afford to keep my car lol. i have one speeding ticket on my record.

i pay $545 every 6 months with comes out to be like $90 a month for full coverage through usaa.
the rest of us chumps cant compare to USAA rates. thats a major hook up from uncle sam. its like shopping at the exchange, when the rest of us have to pay retail. i have alot of military friends.
Old Jan 11, 2010 | 02:38 AM
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Yes the military has some crazy discounts in every corner of the economy. Hell my sister gets a %15 discount from Verizon for being enlisted. The perks almost had me pushing the pen.
Old Jan 11, 2010 | 03:50 AM
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330 every 3 months through Nationwide. Two car accidents, both my fault and about three or four tickets. Mostly for my tint and breaking a control device. My insurance has somehow been going down lol. Ever since my first accident, my insurance actually went down by $70 every 3 months. Weird, but I won't question lol.
Old Jan 11, 2010 | 05:57 AM
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im almost 21 (8 days!!!) and i pay about $155 a month. 1 ticket for speeding on my 18th bday, 3 exhaust tickets, and one ticket for DRIVING TO SLOW lolz. O and i got 1 accident but it wasnt my fault...
Old Jan 11, 2010 | 03:59 PM
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Originally Posted by HKSpeed
the rest of us chumps cant compare to USAA rates. thats a major hook up from uncle sam. its like shopping at the exchange, when the rest of us have to pay retail. i have alot of military friends.

yea thats why im glad i have family members already with usaa i got lucky cause i was on my parents plan for a while then since i was on there i just got my own plan through them got lucky.



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