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View Full Version : Insurance questions. ShredSled 03-08-2005, 12:10 AM Hi. I'm new here. I drive a 1983 Chevrolet El Camino. I am hoping to get an Xb soon. My only problem is, I'm 18, and I don't know what kind of insurance to get. Right now my El Camino has full insurance, through my dad. I really want an Xb. What kind of insurance do you guys have, and could you give me some pointers. koalaty2 03-08-2005, 12:33 AM Carry full coverage, no matter who you get your insurance through, unless you can afford to take the loss if something happens to the xB. Play is safe. RPMxB 03-08-2005, 01:37 AM ... Right now my El Camino has full insurance, through my dad... Go through your dad; it will save you a lot of money and protect you too. RPM Rion 03-08-2005, 01:38 AM If you are financing the car and making payments, you will be required to carrry full coverage. I suggest looking into Progressive, they gave me a decent rate---- but be prepared because AZ insurance is expensive as f*ck no matter who you go through, it's pretty ridiculous. I am 32 year old, I have a clean record and I pay $200/mo to insure a car that costs $320/mo. It's really absurd... Rayman 03-08-2005, 02:35 AM Selling the El Camino? Well if you already have the El Camino through your dad might as well get the xB also and drive safe. I had insurance with my Dad when I was 18 and I screwed him over. Well kind of. Got into a bad accident and it had a dumb law suit. It eventually got settled but I no longer had insurance with my Dad after that and I paid mucho bucks after that. NYC sucks to get insurance. So glad I don't live there anymore for that fact alone. Pay like 1/4 what I used to pay. Actually pay less for full coverage for what I paid for basic liability. ShredSled 03-08-2005, 03:56 PM Well guys. I f-cked myself up on this one This morning I crashed me Camino. So I probably won't be getting an Xb, or at least anytime soon. Thanks for your input. Pimpe_Ok 03-08-2005, 04:50 PM :pray: wow that sucks hope u ok...... Fujiz_xb 03-08-2005, 04:53 PM that sucks.. asking about insurance.. then crashes.. the Irony ShredSled 03-08-2005, 11:30 PM Ha ha. Yeah. Well as the saying goes, ____ happens. Oh well. Thanks for all your help guys. cingham 03-09-2005, 06:48 AM i'm an insurance agent and i live in the worst city for insurance, some companies can't have high deducatables due to toyota financial not excepting them, yet others can. Like Farmers has a 250 dedutable for the bank no matter your deductable, probably could work you under 200 a month for insurance if you've had 6 months prior, good student, and god willing you live in a good zip code |
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