i have a friend that wants to take over payments on my xb. how do i go about changing title names and letting him take over payments any help would be much appreciated.

if you do not have him qualify and title it in his name you will liable for the loan.

Your local DMV can assist you with the title transfer.

I assume from the LBC gibberish in your signature that you're in California.

You'll want to start here, in that case:

http://www.dmv.ca.gov/vr/topbuysell.htm

Then call Toyota Motor Credit and ask them about transfering payment responsibility to your friend.

Hope that helps dude.