View Full Version : Refinance Question


rogcjms
03-28-2005, 02:19 AM
ok right now im trying to see if i can get the RS 2.0 xB by trading in my bop xB for it. i know my xB might be upside down and i may not get it after all. but anyways there are some more things i would like to get for my bop xB and i wanna refinance also. the question is...would i be able to add some accesories to my refinancing??? im probably just going to stick with Toyota Financial. let me know. thanks peeps!

Max
03-28-2005, 02:23 AM
You should be able to finance accessories into the trade.

rogcjms
03-28-2005, 02:25 AM
i know but im saying if i dont get the RS 2.0 xB i wanna refinance my current xB but i wanna add more stuff to it from the dealer and i wanna finance those new accesories to my bop xB. i wanna know if it can be done. i figure they would because its more $$$ for Toyota right???

Max
03-28-2005, 02:28 AM
Ooooohhhh, gotcha. No help here, sorry.

Soon2BxB
03-28-2005, 04:16 AM
yeah im curious about this as well

if you got your scion through TFS ... do they allow refinancing ?? if so .. how do you go about doing it ?

thanx

Soon2BxB
03-28-2005, 01:41 PM
ttt

scottwood2
03-28-2005, 02:03 PM
Best thing is to shop around. Interest rates have been going up so a refinance will probably be at a higher rate. You may be better off finding another way to pay for the accessories.

When I bought my box a local bank gave me a better rate than Toyota. Many credit unions also offer a good rate.

One other thing to keep in mind is that when you have a place pull your credit score (apply for a loan) that hurts your score. Sounds weird but shopping for a loan is a negative thing to your score. It is not a large amount but it can add up. I refinanced a boat and my boat dealer went out with credit apps to find the best rate. When I went to get a loan I found that my rate was not the best because I missed it by 1 point.