I just paid off alllllllllll of my credit card debt!


Do you know how tempting it is to call up strup and tell them to send headers and exhaust my way?

Injen is very tempting as well.....

 

if you have NO credit cards, then a little from headers& exhaust won't put you in bad debt. you could easily pay that off.

but, if you can save up enough fast enough to appease your desire then wait.

 

If you can't pay it off by the end of the month (grace period) then absolutly not. Remember you can buy 10-20% MORE stuff if you save instead of using credit.

 

couldnt have said it better.

 

life is too short,u only live once,if it's going to make u happy then CHARGE IT!!!

 

Debt SUCKS. Avoid it whenever possible. Save up the cash and pay for them.

 

^ agreed with many. hey Ive got some 0% cc's too, but im saving up the 1.5g its gonna take to get air ride... so u save ur mONEY! then spend it.

 

Save your money, then buy it. Debt is evil.

 

you need CC for credit purposes.. i.e. buying a house, loan, car, etc..
i would of had a nice 6 year credit history BUT NO..stupid bank made a mistake and wouldn't correct it..so 1 year of credit for me and i have good credit..i use it and abused it..but its all for my selected purpose. I will pay them off with accumalated credit.

but yeah...dont abuse it and use it wisely..especially for your xb.

 

Get a Turbo, lip kit, full paint job, everything you want! Charge that card the f*ck up and skip town to Mexico




j/k

-THE DON

 

Congrats...I'm trying to get there.

If you don't have any credit card payments, then it shouldn't take long to save up enough to buy the stuff you want instead of charging them to a card. As tempting as it is, my suggestion is to wait. Now that you have your balances down to ZERO, do what you can to keep them there. If you start charging now, who knows where it will stop! I'm sure you've worked hard to get to this point. Now work hard to stay there.

 

So shiny..... so pretty.... what to do, what to do-

 

just think of all the work it took you to get where you are now. do you wanna do it all over again? if you do, then charge it up! if not, then be responsible adult and show some control!

 

Word to that.

Shakespeare agrees:

Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.

-Hamlet