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TFS: How long before they reposses?

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Old Sep 7, 2005 | 06:00 AM
  #1  
punxnotdead's Avatar
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Default TFS: How long before they reposses?

I just moved and have yet to start my new job and didn't manage my money very well. I have a payment due on the 12th and am pretty sure I will not be able to make it on time, My question,how long do they give you before they repo? I am financed through Toyota Financial services. Thanks.

Also if you wanna help me out I am selling my PSP:

PSP value pack system with 1.50 firmware
(all original packaging and paperwork)
Untold Legends
Playgear Pocket
Sandisk PRO Duo 512 MB (the green one)
32 MB Sony Memory stick duo

Adult owned and very well cared for,played for maybe 20 hours or so.

Please make me an offer,paypal only,I am paypal verified.

Thanks.
Old Sep 7, 2005 | 06:04 AM
  #2  
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i think you can ask for an extension if you dont have any past due amounts........

call them up and explain your situation... it might help!
Old Sep 7, 2005 | 07:12 AM
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Yes, but call them BEFORE it is past due!!!
Old Sep 7, 2005 | 11:33 AM
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yea, if you call before it is past due they should be able to heop you out, i know i got the insurance that said i can be unemployed for like 6 months and they will pay it for 6 months, i dont know if you got that one, i did finance via toyota financial, but give them a call asap
Old Sep 7, 2005 | 02:39 PM
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By all means CALL THEM!! There are situations that they can use where you might just pay the interest and tack the principal on the end, or they might be able to let you skip the month... They are much more willing to work with you if you call them. You know you want to stay in good standing, they don't until you tell them.



But, to answer your original question, it is usually 3 months before they repo....
Old Sep 8, 2005 | 06:23 AM
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call them quickly. i had to missa payment when i was financed with honda and i hated it but if you call then sometimes htey can tak it on to the end and give you an extensoin.
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