View Full Version : What is your Scion Xa car payment?


ecngrl
02-03-2006, 01:07 PM
What accessories did it include, and does it include the extended warranty/gap insurance?

jetlounge
02-03-2006, 01:14 PM
i have only heard of gap insurance on a leased vehicle and would not be in your car payment. that goes to your insurance carrier..especially if required in your state.

ecngrl
02-03-2006, 01:42 PM
i got gap insurance on my car, it's included in my car payment . . . probably because it's financed through the dealership.

total mine is 315 a mo - $1000 down.
Auto transmission; floor mats; front-end mask, gold license plates; 100k/6yr extended warranty, GAP insurance

Added illuminating lights and security system afterwards.

synthmasterj
02-04-2006, 07:08 AM
i have a manual xa 2006 with the pioneer ipod upgrade, floor mats and i pay 248 a month cause i did a co -sign with my mom. and i went with the credit union, so i make all my payments through them, cause they beat scions credit rate.

The_Riorden
02-05-2006, 03:35 AM
$264 a month and i added TRD Springs, Scion Security, OBX knob/Pedals, Floor mats, and the Cargo setup.

jct
02-05-2006, 04:39 AM
around 311-320 @ 13%

synthmasterj
02-05-2006, 05:23 AM
$264 a month and i added TRD Springs, Scion Security, OBX knob/Pedals, Floor mats, and the Cargo setup.

wow. what a deal. how did you get it that cheap?

dexter_5000
02-05-2006, 03:02 PM
247 a month with extended warranty and trd exhaust.

ecngrl
02-06-2006, 01:07 AM
wow, you guys have low pymts. is it bc you did 6-year payback plan? mine is five years. that may be why it is higher than most (along w/ the fact i only put 1k down). it was financed at like 6 percent, and i think the total cost of my car w/ everything (warranty, add-ons, etc) was like 16k.

do you think it was a mistake to do the 6yr/100k warranty plan? it was about an extra 1k or so.

jct
02-06-2006, 02:35 AM
6 year deal with the 100k warranty

uber-xA-RS2
02-06-2006, 03:46 AM
I'm at 279.90 for 72 months at 6%

Macster
02-06-2006, 04:26 AM
266.17, 66months at 11.9%

<---- bad credit.

synthmasterj
02-06-2006, 01:25 PM
wow, you guys have low pymts. is it bc you did 6-year payback plan? mine is five years. that may be why it is higher than most (along w/ the fact i only put 1k down). it was financed at like 6 percent, and i think the total cost of my car w/ everything (warranty, add-ons, etc) was like 16k.

do you think it was a mistake to do the 6yr/100k warranty plan? it was about an extra 1k or so.

holy crap. thats a lot of money for an xA. did you get any upgrades with that? i didnt put any money down on mine.

ecngrl
02-06-2006, 01:36 PM
holy crap. thats a lot of money for an xA. did you get any upgrades with that? i didnt put any money down on mine.

I think that w/ the gap insurance (x amount, I forgot how much) and the extended warranty (which was 1100) pushed it up from 14k to about 16k. I may be mistaken. Plus I got the auto transmission which is 800 more than the manual, and other add-ons.

I hope I didn't get screwed, but I really think it's the extended warranty and the GAP insurance that pushed it higher than it would've been otherwise. My pymts would've been MUCH lower w/out those.

05XA
02-07-2006, 02:59 PM
$475 a month for 36 months.
05 xA with Floor mats, cargo mat, and 18" TRD wheel package.

otaking
02-08-2006, 04:26 AM
$160 a month, 4 year loan. Floor mats + Upgraded Pioneer Radio.

ASC
02-08-2006, 04:42 AM
$156 a month, 5 year plan, 4.5% through a credit union. Options: floor mats and side-curtain airbags.

willmw
02-10-2006, 01:07 AM
$0.... mine's paid for.
Sorry guys :P

The_Riorden
02-11-2006, 05:49 AM
$264 a month and i added TRD Springs, Scion Security, OBX knob/Pedals, Floor mats, and the Cargo setup.

wow. what a deal. how did you get it that cheap?

I wanted it cheaper. I put about $2000 down and i have good credit.

djct_watt
02-13-2006, 06:00 AM
Comparing payments and options would be hard without comparing down payments as well

The_Riorden
02-13-2006, 06:11 PM
Comparing payments and options would be hard without comparing down payments as well

I totally agree. Dont forget rolling over negative equity. Rollover is a complete killer.

JMD83
02-13-2006, 06:19 PM
$308.00 per month

Includes one time payment for GAP and Paint Protection
Only additional options are RS1 Pkg, and Scion Carpeted Floor Mats

Also includes deficit from trade in rolled into new car loan.

Down Payment: About $1,000

P.S.

Oh Yeah... 66 Months

BakerRage
02-13-2006, 10:59 PM
$3k down .... $350 a month

rideboarder
02-13-2006, 11:14 PM
$179.10 - 5.80% - 66 Months

fugeelama
02-16-2006, 11:30 PM
Wow, looks like a lot of us lucked out.... 1K down = $254 at 4.9% for 5 years.

robbiej
02-17-2006, 04:22 AM
15,215 down, 0 per month for 0 yrs

spectra_blue
02-17-2006, 04:31 AM
I have a 2005 RS 2.0 with no accessories added on...

With $2,000 trade, I pay 240.50 a month. 5 years. 5% interest.

aera
02-22-2006, 07:05 PM
2006 xa manny tran
358.59 a month for 72 months @8.1%
this due to no money down 3000 in negative equity from my xb and floor mats also includes my extended warr and gap protection

KendoOtaku
03-06-2006, 11:31 PM
I am lucking out the most though guys. Mine will be like 220.

staypuft
03-07-2006, 08:06 PM
0 down 242/mo @ 5.7 apr.

xABOYPUERTORICO
03-31-2006, 10:04 PM
SCION de Caguas in Puerto Rico. 2006 xA Automatic 16,560 - 2,500 Downpay @ 7.99%= 320.00 Monthly :relief: , FREE oem Spoiler . :rofl:

special_k810
03-31-2006, 10:13 PM
2005 Manual xA - fog lamps, spoiler, alloys, floor mats, and pedals.
$3,500 (sold motorcycle) + 200 (car trade in) = $3800 down
60 month 5.9% = $230/mo

99SVT
04-01-2006, 02:16 AM
$60/week, 5.99%, $2500 down

'06 Polar White xA

Got cruise control, fog lights, & floor mats.

RubytheScionxA06
04-01-2006, 09:15 PM
06 xA

$0 down but $600 on my trade in (owed $0 on trade)

66 mos $310/mo @ 7.5% apr

and actually Ive been paying more than that per mo as well.. Just on my own terms though.

I believe I finanaced about 16,000+

I got the moonroof, keyless entry, cruise control and window tint added into the package.

:)

Garzasgirlie
04-14-2006, 05:22 PM
233/ mo. for 6 yrs 1500 down carpet mats, keyless entry, 6 disc in dash, tint

tikiguy
04-15-2006, 05:16 AM
$269.00/mo, 5 year loan at 4.25% (credit union loan), 0$ down. Because my job pays quarterly bonuses based upon sales performance, I plan to pay off the car in 3 years, unless some compelling reason not to do so comes up.

I still can't believe I found such a great car for so little money...I wish I had room to have a few more xA's, like maybe one for each day of the week!