I was wonderin how much money u guys use on ur xBs.
I will be puttin down a nice 16 grand for mine :D
but i don't no whether to get polar white or camo its driving me crazy! [/img]

 

uh thats not putting down money...

thats buying the car outright..

 

 

putting money down....i put a hefty 250 buckaroonies....damn i feel rich

 

I think I get it. I think he means how much money did you "throw" down on your xB. You know, like how much did you spend on it? Or at least I think that's what he's gettinig at... hmmmm... :?

 

I made a down payment with 180 $100 bills and 2 $50 dollar bills and they gave me back $3.42.

I robbed the finance dept. of their commission.

 

so what does everyone do that they can slap a few 100's on the table and call it a day?

 

NONE .... and got 4% financing

 

no down 3. % something

 

1,000 with 4.9%

 

$5000 down and financed the rest at 3.9%

 

HELOC

 

BOP: None down

RS1.0: $1000

 

About this much

 

what's that? $4000?

 

Look closely at the clump-o-green towards the middle. Its $10,500. This pic was taken right after the guy who bought my civic left.

 

I put 500, and then got raped on the apr cause my short credit history. Dam 12.49 APR. But plan to refinance after 1 year though a credit union. And I had a 723 credit score. But it's only 2 years of credit history. :oops:

 

You got screwed from the finance company. I work at a credit union and make decisions on loans that come through my branch. You should hit up the credit union and not get raked with that rate, even for a year. If you have a 752 you're considered "A" paper, which is really good. After you hit 770 you're considered platinum paper. Really you should head to the credit union asap and refinance your box.

 

I would, but I already have 5 rejection letters from the first 5 banks they put it through. All say reason for credit denial is Limited credit experience or insufficient credit history. That's cause I only have 2 credit cards on file. One that I have had for 3 and a half years with only a 600 limit and another that i've had for only 8 months with a 2000 dollar limit. I guess that's what I get for hating to have credit cards? And the funny thing is right after I bought the car I applied for for a chase master card. And they approved me for a 3500 limit with 5. something fixed apr.

 

I only had one year of credit history, and had a score of 695 when I bought my car - was able to get a loan for 3.9% by myself (actually, it was 4.499%, but they deducted .5 if you opt for the payment to be automatically taken out of your account)............

The only credit history I had at that point was a secured visa that I applied for a year earlier - during that year I paind for EVERYTHING with it, and paid it off at the end of each week via my credit unions website. That was it, nothing more.

With that score you should be able to get apprived for just abot anything - you got raped on the APR. Where did you get finanace through?