View Full Version : What are your payments? Car Payment and Insurance?


cgxeagle
06-25-2004, 02:26 PM
Just wondering what everyone else is paying compared to me?

hotluva
06-25-2004, 02:29 PM
$0.00 per month

I wrote them a check for it :D

subcode
06-25-2004, 02:45 PM
depends on your credit, downpayment, driving record,,,,,c'mon everyone will be different...i'm sure somebody is driving a xB or xA with a perfect driving record, no car payment in bum ____ nowhere for $25 a month...gee I wish that was me.... :lol:

cgxeagle
06-25-2004, 03:09 PM
Mines running me 252 a month with 1000 down and the 3.96% and about 140 insurance a month

UnFocused
06-25-2004, 03:19 PM
mine is $230 a month, and my insurance runs $136. I put 1k down, and my rate is 5.25%.... (Oregon has no sales tax- which saved me about 1k)

Derb
06-25-2004, 05:57 PM
I'm paying less than $600 a year for insurance on my xB. My insurance guy said that the Scions were the lowest price tier in their insurance. I was pretty happy about that.

I think the price is low becasue I have my house and two other cars insured with them. Believe it or not, your sex and age have a lot to do with the cost, in addition to your driving record, past accident history, how often you drive, how far you drive, etc.

BTW: I'm talking about Erie insurance. Good Insurance Company, not like some JO that you see running ads on weekend mornings looking for people who can't get insurance anywhere else.

DStewart
06-26-2004, 06:10 AM
$0.00 per month, will be paying w/ a cashiers check when it comes in. Can't remember how much I was quoted for insurance, I think around $50-60 per month, a lot cheaper than my Integra was.

XBOXED
06-26-2004, 06:21 AM
____ u guys that are paying cash are lucky!!!!


I wish my mean ___ grandparent would come off some money......

MY finnaces might be 3-4k down

but insurance is gonna ____ me in da ___ because im a male and its a new car and i will be 16 i should expect around 150-175 a month right..... My dad pays 100 buck a month for his benz.....

BraveLittleToaster
06-26-2004, 06:26 AM
0 down it's 312 a month but I've got it down to 212 a month! :D

scottwood2
06-26-2004, 10:16 AM
$3100 down (Trade In), $275 a month for 4 years (2.75%). Insurance is $470 for 6 months (2nd car)

Pick it up on Monday! :D :D :D

Macster
06-27-2004, 06:12 PM
____ u guys that are paying cash are lucky!!!!


I wish my mean ___ grandparent would come off some money......

MY finnaces might be 3-4k down

but insurance is gonna ____ me in da ___ because im a male and its a new car and i will be 16 i should expect around 150-175 a month right..... My dad pays 100 buck a month for his benz.....

Lowest I have found is 1900 for 6 months.. can't find it anywhere else =/ :?

rbloedow
06-27-2004, 06:46 PM
____ u guys that are paying cash are lucky!!!!


I wish my mean ___ grandparent would come off some money......

MY finnaces might be 3-4k down

but insurance is gonna ____ me in da ___ because im a male and its a new car and i will be 16 i should expect around 150-175 a month right..... My dad pays 100 buck a month for his benz.....

Umm, why don't you work for your money - I know that's what I did. Why should you get their hard earned money for doing nothing? :roll:

rbloedow
06-27-2004, 06:50 PM
I pay 225 a month, put 5k down on the car when I bought it, financed at 3.9%. Insirance is 130 a month. Both are through USAA.

truffleman66
06-27-2004, 07:29 PM
WEll it depends on how much you financed!

Figure about 15-25 per 1000 financed. Depending on credit.

if your car topped out at 16k then about 320 per month 0 down.

just multiply approx 20 times the number of thousands 16 x 20 =320.

Every 1000 you put down or trade will drop the payment.

You could get a base xb for say 13800 0 down about 250 -275 month again depending on your interest rate.

Considering rates are so low, your best to eith Finance completely or pay completely.

If you have enough cash, then you may just have great credit, in which case paying cash actually costs you more.

What you say?

Well if youget a great rate of say 2.5 % and you can earn6-8% in a money market, Then you should invest your money and finance the car.

If not, then Jus tBuy it outright.

JUST DONT LEASE IT!

You will build Zero Equity, and have nothing but an empty bank account in a few years.

Good luck

Gary

rolex87
06-27-2004, 07:35 PM
I pay 140.15 a month, and my insurance is 197.00 a month.

Mike R.
rolex87

truffleman66
06-28-2004, 07:44 PM
Wow 140 month! Thats Great.

How much did you put Down @ what %interest? I want to call your dealer and refinance.

Gary

XBOXED
06-28-2004, 08:05 PM
Well im saying that they are mean becasue they leased my cousins first car for him.... and he didnt do anything.... and after the lease was up they bought him a car.....



well not to put our business out in the street we just got a 01 maxima for 15995 after trade and we are paying 390 a month for it..... But that is because my dads credit is not so great..... but my moms is respectable........ If we were to put 4k down on a 15313 xB for 3 or 4 years how much should i expect my payments to be??? keep im mind that i will probably have my uncle co-sign and he has excelent credit....

xbpdx
06-29-2004, 12:02 AM
0 down on a hot lava at 5% (roughly) and I pay $295 plus $135/month insurance through AIG (im a 21 year old male).

dvturk
06-29-2004, 03:08 PM
1K down (3.9%) payments=289/month and insurance is $50/month ($500 deduct) and I am 32.

RacingSolution
06-29-2004, 03:47 PM
500 down, 4.7% interest rate, $327/mo on $17,500 financed

Insurance is $860/yr w/ multi car discount, 25 yrs of business with them (AAA)...