View Full Version : Would you buy this warranty for your tC?


Dulanic
06-28-2004, 05:07 PM
I am debating getting the 84/100000 extended warranty my credit union offers... main reason being if I dont use it they will refund the full warranty cost. Cost is $1000.... I figure I could have it.... if something small goes bad that will cost me $50 Ill just pay for it and not use the warranty and get my money back. But then again whats going to go bad that will end up costing me $1000.... what are the odds of the engine dying.... I wouldnt think too high.

And how much is Scion's warranty at that length? Thats $0 deductible too.

Also covers rental car if anything happens, trip coverage... if your out of town and it dies, theyll pay for hotel etc.... it also covers WEAR AND TEAR unlike most dealer plans.

technetium
06-28-2004, 05:13 PM
Might want to see if they cover a modified car if you do plan on modding it. Does sound like a good idea if you keep the car stock though.

CervezA
06-28-2004, 06:29 PM
I went w/the extended from Scion. They try to get u on a whole bunch of other ____ too; security, etc. Their extended is 75k miles all around, comes out to 750ish. Free oil changes during the entire duration of the warrantee (comes to $650 alone; $25/oil change). If you don't use the warrantee at all, they refund your money. Thought about it for a good 20 mins at the dealer 'n decided it was worth it.

mksm2000
06-29-2004, 02:19 AM
Cerveza - wer did u get ur black tc at?

ahurdl01
06-29-2004, 02:29 AM
i got the scion warranty for my xB, 6 year 100000 platinum. Its better to spend more for the toyota one, becuase many of the warranty places require you to call them up and tell them about the service and then put it on your credit card and they reimburse you. Toyota just takes care of it.

haihengh
06-29-2004, 02:35 AM
CervezA, where did you get the warranty from?
i just stop by city scion(in Daly City, CA), they quote me for $1400 with 7 years/ 100000 mile, and that's not include oil chang/maintaince service thing, those cost extra $990 for 4 years. and they are not refundable if i didn't use warranty. i feel like being ripped off. so i just leave.

Dulanic
06-29-2004, 03:18 AM
i got the scion warranty for my xB, 6 year 100000 platinum. Its better to spend more for the toyota one, becuase many of the warranty places require you to call them up and tell them about the service and then put it on your credit card and they reimburse you. Toyota just takes care of it.

http://www.truliantfcu.org/page2.php/sid/3/aid/64/pid/131/AutoCenter-AdditionalServices-ExtendedWarranty

They pay the repair place.... this seems like a better choice, especially since credit unions are not for profit organizations... they offer more coverage (wear + tear) for a lower place.

CervezA
06-29-2004, 03:34 AM
Got mine from the guys at Oakbrook Toyota/Scion. They've been really cool w/the whole thing. I think I have a biz card around here somewhere, I'll see if I can find the number.

Dulanic
06-29-2004, 03:38 AM
Got mine from the guys at Oakbrook Toyota/Scion. They've been really cool w/the whole thing. I think I have a biz card around here somewhere, I'll see if I can find the number.

I was working with oakbrook till they sold their first car before anyone could test drive it, I wasnt going to buy it without test driving it so I went to naperville.

mksm2000
06-29-2004, 03:42 AM
how much did u pay for all of it excluding the warranty u purchase?
Did u get any dealer installed acces or trd parts?
Lstly what's the apr u got?

CervezA
06-29-2004, 04:47 AM
Wow, relax guys. How about talking to a dealer yourself?
Found Mike(my salesman)'s number, it's 630 774-0496, let him know tony recommended ya. He's helped me out with everything.

I was working with oakbrook till they sold their first car before anyone could test drive it, I wasnt going to buy it without test driving it so I went to naperville.
Yep, that was mine. What, you think they're gonna let someone who quite possibly has no idea how to drive stick drive an already purchased car? I don't think so. Imagine if that were your car, how would you feel? I'd be pretty ____ed off if they had let random people test drive it. Shouldn't have waited to put a deposit down. Did you have a deposit on a silver one? He mentioned when we were getting a tank of gas 2day that someone w/a silver one on order had canceled for some reason. I remember thinking it was funny b/c of what they had missed out on :oops:.

Anyways, I was over there today, they should be getting a demo in soon.

mikochu
06-29-2004, 04:54 AM
Dulanic...hrmmm ...do I know you? efnet? #hardocp? Your alias looks familiar...

With that extended warranty...it's only beneficial to those who use it. I hope I never have to use the extended warranty, but we ended up opting to get it...

Dulanic
06-29-2004, 05:23 AM
Dulanic...hrmmm ...do I know you? efnet? #hardocp? Your alias looks familiar...

With that extended warranty...it's only beneficial to those who use it. I hope I never have to use the extended warranty, but we ended up opting to get it...

Yup, used to be a op there.

Dulanic
06-29-2004, 05:29 AM
Wow, relax guys. How about talking to a dealer yourself?
Found Mike(my salesman)'s number, it's 630 774-0496, let him know tony recommended ya. He's helped me out with everything.

I was working with oakbrook till they sold their first car before anyone could test drive it, I wasnt going to buy it without test driving it so I went to naperville.
Yep, that was mine. What, you think they're gonna let someone who quite possibly has no idea how to drive stick drive an already purchased car? I don't think so. Imagine if that were your car, how would you feel? I'd be pretty ____ed off if they had let random people test drive it. Shouldn't have waited to put a deposit down. Did you have a deposit on a silver one? He mentioned when we were getting a tank of gas 2day that someone w/a silver one on order had canceled for some reason. I remember thinking it was funny b/c of what they had missed out on :oops:.

Anyways, I was over there today, they should be getting a demo in soon.

I was dealing with Matt from on here.... No I never put a deposit there... There is no way I would EVER put a deposit on a car I havnt driven yet. That was the issue I had there, I got a message letting me know they had one to test drive.... then when I called they said it was sold. Being they decided to sell their first car instead of having it for test drives I just went over to Naperville. It was nothing against that dealership, I just refuse to go there and put down a deposit on a car I cant even drive to test it out, Naperville took the smarter approach IMO, they kept their first one for test drives. I deff never said they should let people test drive the car you bought, but I do think it was short sighted to sell off the first one they got in. But then again I guess it was stick and not everyone can drive that... where as wether someone orders a stick or auto both types can drive the auto for test drives.

CervezA
06-29-2004, 08:40 AM
Wow, relax guys. How about talking to a dealer yourself?
Found Mike(my salesman)'s number, it's 630 774-0496, let him know tony recommended ya. He's helped me out with everything.

I was working with oakbrook till they sold their first car before anyone could test drive it, I wasnt going to buy it without test driving it so I went to naperville.
Yep, that was mine. What, you think they're gonna let someone who quite possibly has no idea how to drive stick drive an already purchased car? I don't think so. Imagine if that were your car, how would you feel? I'd be pretty ____ed off if they had let random people test drive it. Shouldn't have waited to put a deposit down. Did you have a deposit on a silver one? He mentioned when we were getting a tank of gas 2day that someone w/a silver one on order had canceled for some reason. I remember thinking it was funny b/c of what they had missed out on :oops:.

Anyways, I was over there today, they should be getting a demo in soon.

I was dealing with Matt from on here.... No I never put a deposit there... There is no way I would EVER put a deposit on a car I havnt driven yet. That was the issue I had there, I got a message letting me know they had one to test drive.... then when I called they said it was sold. Being they decided to sell their first car instead of having it for test drives I just went over to Naperville. It was nothing against that dealership, I just refuse to go there and put down a deposit on a car I cant even drive to test it out, Naperville took the smarter approach IMO, they kept their first one for test drives. I deff never said they should let people test drive the car you bought, but I do think it was short sighted to sell off the first one they got in. But then again I guess it was stick and not everyone can drive that... where as wether someone orders a stick or auto both types can drive the auto for test drives.

Were you aware that your deposit check is never cashed and it gets handed back to you whether you buy the car or not? It's only to secure your preferences on a vehicle. If you don't take it, someone else will.

fr130
06-29-2004, 11:02 AM
If you don't use the warrantee at all, they refund your money.

Actually, the refund is prorated. The 75K mile warranty starts the very mile that you take delivery of the vehicle. Basicly you have 15K miles of powertrain extended warranty over the 60K Toyota powertrain warranty. Not sure if yours covers comprehensive (seats, doors, wear and tear parts).

fearturtle44
06-29-2004, 12:00 PM
99% of the "car experts" indicate to NOT buy the extended warranty and I have not done on my 5 car purchases over the years. Maybe I am just lucky but I have never had a major repair on any of these cars. Also, for those of you purchasing make sure you check the fine print as most warranties do not cover every scenario. Most people just think that every problem is automatically covered and then when they take their car in, they really get ticked if problem is not covered.

Kevin

CervezA
06-29-2004, 03:15 PM
99% of the "car experts" indicate to NOT buy the extended warranty and I have not done on my 5 car purchases over the years. Maybe I am just lucky but I have never had a major repair on any of these cars.

Oh, I had no intention of purchasing the extended warrantee. But after reading through most of the fine print, and keeping in mind that this car is in its first year of production, I decided I'd rather play it safe than sorry.

MattAtOakbrookScion
06-29-2004, 04:09 PM
Just to clear up what happened at our store...

We thought we were going to have a demonstrator vehicle from Toyota for people to drive. We got an xA and an xB in March that are both owned by Toyota. We have to fill out a rental form in order to test drive them. I didn't know we weren't getting a tC that is strictly for test drives until after CervezA's was already ordered. We aren't about to tell someone they can't have their car that they've been waiting for because of circumstances beyond their control. So we are going to keep one of the cars we get from our next shipment as a "tester". When I saw the CervezA's car I got all excited and called a couple of people (including Dulanic) and told them to come on in. That was my mistake.

Dulanic
06-29-2004, 04:41 PM
Just to clear up what happened at our store...

We thought we were going to have a demonstrator vehicle from Toyota for people to drive. We got an xA and an xB in March that are both owned by Toyota. We have to fill out a rental form in order to test drive them. I didn't know we weren't getting a tC that is strictly for test drives until after CervezA's was already ordered. We aren't about to tell someone they can't have their car that they've been waiting for because of circumstances beyond their control. So we are going to keep one of the cars we get from our next shipment as a "tester". When I saw the CervezA's car I got all excited and called a couple of people (including Dulanic) and told them to come on in. That was my mistake.

As I said before nothing against you or anything, crap happens and I never thought in the first place you did anything wrong. Simply wasn't going to buy a car without test driving it that's all. Cerveza was just kind of asking if it was my deposit etc.. so I just said no I ordered somewhere else. You were very up front in emails and nice about things.

iZero
06-29-2004, 09:09 PM
But then again I guess it was stick and not everyone can drive that... where as wether someone orders a stick or auto both types can drive the auto for test drives.
I would need to drive the car in the transmission I planned on purchasing. An automatic might be the lowest common denominator, but it's not adequate for those seriously considering a manual purchase. And when I mean serious, I'm not refering to the people posting on here: "SHOOD I GET A MANUEL OR AUTOMTC??!?!!!111".

iZero
06-29-2004, 09:13 PM
99% of the "car experts" indicate to NOT buy the extended warranty and I have not done on my 5 car purchases over the years. Maybe I am just lucky but I have never had a major repair on any of these cars. Also, for those of you purchasing make sure you check the fine print as most warranties do not cover every scenario. Most people just think that every problem is automatically covered and then when they take their car in, they really get ticked if problem is not covered.

Kevin
If extended warranties were in the interest of most customers, dealers/others wouldn't sell them. They are money makers. Almost everything that will actually break is considered a "wear item" and what is covered almost never exceeds the cost of the warranty.

iZero
06-29-2004, 09:18 PM
Just to clear up what happened at our store...

We thought we were going to have a demonstrator vehicle from Toyota for people to drive. We got an xA and an xB in March that are both owned by Toyota. We have to fill out a rental form in order to test drive them. I didn't know we weren't getting a tC that is strictly for test drives until after CervezA's was already ordered. We aren't about to tell someone they can't have their car that they've been waiting for because of circumstances beyond their control. So we are going to keep one of the cars we get from our next shipment as a "tester". When I saw the CervezA's car I got all excited and called a couple of people (including Dulanic) and told them to come on in. That was my mistake.
The bait and switch backfires!

cliffy1
06-30-2004, 01:29 PM
Slow down a moment folks...

First of all, 99% of "experts" don't tell you not to get the warranty. They do tell you that most of them are overpriced and to watch the fine print. When dealers offer warranties for $2000 that are from aftermarket companies, this is VERY valid advice.

Next, those same "experts" will tell you that if you want an extended warranty to insist upon factory coverage. Your not for profit credit union doesn't cover your car. They send you to the lowest bidder of an insurance company that covers it. The dealer that offers non-factory coverage is doing this because it costs them less to offer it and it costs less for a reason. Again, there is an insurance company backing this coverage and not the people who built the car.

Insurance companies do not exist to repair your car. They do not exist to ensure your satisfaction with Scion. They do not exist to keep you loyal to your dealer's service department and they do not have any incentive to cover questionable claims.

The genuine Toyota/Scion Platinum warranty is what is called "exclusionary" which means there is a list of excluded items. Those items are quite specific and includes things like belts, hoses, fuses, lightbulbs and such. If anything fails on your car during the coverage period, and the part in question is not on that list, you are covered.

Warranties are not for everybody. They are not a bad deal though when purchsed right. Pure price applies to the warranties as well as the car so if you choose to buy, you know you are not getting hosed.

JUMBO
06-30-2004, 02:24 PM
I think that the extended warranty is a good idea. Plus, with pure pricing, it's posted before hand.

Listen to Cliffy. The warranty is exclusionary, and MOST things are covered. Plus, if you don't want it to be a surprise, just ask the Scion salesperson for a warranty brochure and/or contract while you are shopping, and you can take it home and decide in the comfort of your home if it is a good idea. EVERY one of my Scion customers is made aware of the warranty options, and are given info up front. That way, they don't feel pressured on the day of actual pick-up.

And as far as a demo car goes - we have far too many of these pre-sold to keep two on the lot for demos. We've got an auto here, and I just help the customer use their imagination. And of our 5 pre-orders, 4 are manual. Seems to work just fine.

LATER

fearturtle44
06-30-2004, 02:51 PM
No, the experts do agree to NOT buying any type of car warranties. This comes from many articles I have read/heard over the years. As stated before, I have had 3 new Toyotas over the years and never needed warranty. Call me lucky but I go on the premise that Toyota cars are well made (Scion will be the same, hopefully). That is approximately $2100 (estimated at $700 per car) saved and thus would have taken $2100 worth of warranty work to break even. Ideally, this money could then go into a ROTH IRA and save for retirement........

Basically the same holds true for the other "car services" offered when you buy a car such as life insurance, undercoating/seat care, and loan repayment protection. These are pushed by the dealer as they are highly profitable to the dealer. So I don't blame the dealer for trying to sell. We buyers just have to be smart enough to NOT buy.

As stated in a previous post, I might consider if I was buying a KIA or Suzuki which do not have a great service record.

Nuff said.....

Kevin

cliffy1
06-30-2004, 04:04 PM
I don't push extended warranties. They are not for everybody. That doesn't mean they are not good for some people. Some folks are just more comfortable knowing the car can't cost them and out of pocket repair expense for 7 years. It is true that many warranties are over-priced and fraud is pretty rampant in the aftermarket.

Just to add a bit of balance, here are a couple of articles from Edmunds.com

http://www.edmunds.com/news/feature/general/44792/article.html
http://www.edmunds.com/advice/warranties/articles/47681/article.html (this one is an excellent guide for learning what to ask)