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Best Financing APR on the Scion tC

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Old Jul 19, 2006 | 10:07 PM
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Default Best Financing APR on the Scion tC

What is the best APR that anyone has got for the Scion tC from Scion? The rates have now gone up and Scion best starts from 6.85% which is pretty high compared to credit unions which offer 5%.
Old Jul 19, 2006 | 10:10 PM
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0% it is paid for haha But with my credit union it would have been at 5.9%
Old Jul 19, 2006 | 10:10 PM
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ouch...when i bought my tC 17 months ago, Toyota Financial Services gave me 4.9%
Old Jul 19, 2006 | 10:16 PM
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HA 4.8%!
Old Jul 19, 2006 | 10:19 PM
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Toyota financial rates will very from state to state.
Old Jul 19, 2006 | 10:25 PM
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Of coarse this wuz back in May of 05', but at the time Toyota offered me 3.9% on my tC. (Same thing went for the 04' xB.)
Old Jul 19, 2006 | 10:45 PM
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Financed mine end of May and I'm at 6.4%
Old Jul 19, 2006 | 11:24 PM
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got mine last july at 5.25% from Toyota Financial, I also had a 720 credit score.
Old Jul 19, 2006 | 11:33 PM
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Got my october with 4.2% through a credit union. Toyota offered 5.25% I think.
Old Jul 19, 2006 | 11:48 PM
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4.9% at the credit union.
Old Jul 20, 2006 | 12:24 AM
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got mine back in August 2005 @ 4.2% - almost paid off baby! I can't wait! My next payment is due in February 2007!
Old Jul 20, 2006 | 01:15 AM
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In March '05 the lowest I could get from Toyota was 4.7% with a credit score of 810. Unfotunately, I finished paying it off last month. Unfortunate, cause my EmigrantDirect.com savings account gives 5% APR.
Old Jul 20, 2006 | 01:19 AM
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I just bought mine on June 30th and I got 5.95% through USAA.
Old Jul 20, 2006 | 02:36 AM
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got 3.4 from credit union. i believe scion offered 6.64 or 7% during feb of 2006
Old Jul 20, 2006 | 02:38 AM
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5.75% apr through my credit union and toyota..and im only 20 :D
Old Jul 20, 2006 | 02:41 AM
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Man!! you guys really getting some awesome APRs .. but the inflation has increased and no credit union is ready to go below 5.9%.

Can anybody point me to some CUs that offer 5% or lower APRs or any tricks of the trade I can use to convince them for a lower apr?
Old Jul 20, 2006 | 02:46 AM
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I think military credit unions like Navy Federal CU has some, if not the most competitive rates out there...

my friend suggested finacing the car b/c it'll help future investment like buying a house.
Old Jul 20, 2006 | 02:52 AM
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I bought my xB last friday, toyota gave me 6.5 I got a fico score of 785..

My Fiance bought a tC back in March, she got 6.13 through Toyota..

I went to my Credit Union (Central Credit Union of Maryland) and got a 4.75 I could of gotten 4.5 if I would of put another 1200 down on it..

I love credit unions, never will I do dealer financing again..
Old Jul 20, 2006 | 03:04 AM
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im at 6.5%
Old Jul 20, 2006 | 03:25 AM
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3.9% through toyota back in oct '04



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