View Full Version : After I was told I was approved for my car.... now I am not!


Phat_Matt
10-18-2006, 07:19 PM
Yea, so I get a call today telling me that Toyota Finance company rejected my finance stuff due to the fact (for the most part) that I am a temporary employee until this company brings me on permanent. The guy at Toyota told me I was approved and would have my new car next week or sooner. Right before I left I had to fill out a long credit form and asked him why, if I was already getting the car, he said I am getting the car, the last paper work was just official stuff. Now all of the sudden I dont have the requirements... I am so ____ed I could literally jump out the 10th floor window here at work. The finance guy checked and said they wouldnt finance me and said he woould look into other options, which I doubt there will be any... After all this and now no car! They are luck *just get a co-signer* well whats the point, I have the credit so why cant I just get the car, after I was told it was mine? And getting a cosigner is alot easier said than done. None of my family will sign and I am one of the few friends I have with good credit. Looks like I am stuck with one of those ____ty tote your note cars that will break down on me in 1 month!

ProshopXB
10-18-2006, 07:22 PM
That sucks.......
Go to a Credit Union for a loan. Usually you can get better rates there anyways.

Phat_Matt
10-18-2006, 07:25 PM
I am sure a credit union would say the same thing.

ProshopXB
10-18-2006, 07:27 PM
I am sure a credit union would say the same thing.

Never know till you try... Good luck .... still a crappy situation to be in. :(

Scion_Lewisville
10-19-2006, 02:16 AM
Matt, if you have time you may come see me and I can help you out. I can get you approved and be rollin' in your tC in no time. That's my word to you. Ask for Ned.

Phat_Matt
10-19-2006, 02:31 AM
xB? LOL!

As of right now they are supposed to be getting with the company I am working through my temp agency for cause they are bringing me on permanent pretty soon. So we will see what happens with that, especially since I gave them my credit card info when I was there to hold the Silver they were bringing in for me. If they say they still wont finance me then I will try and get out to Lewisville. I just cant belive something as little as being a temp is the only thing keeping me from getting approval. You would think they would look at my other past employment history, etc...

Thanks for the offer and if this falls through you will be hearing from me,

Thanks,
Matt