Best news ive had in a year and a half!
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Best news ive had in a year and a half!
For those of you who know, I have been on these boards for a while now, asking many questions about the tc and xb. For the past year and 1/2 I have been trying to afford one of these cars, but everytime I would have the money, Something in my life would happen and I would be screwed(long story short) Well, I did my taxes, and I am getting 1k back! And I have managed to save 2k over the time period, plus I will probably get at least 1k for my truck, so for 1 and 1/2 years of waiting I can finally put my down payment on a TC! of course, Ill be paying for 6 years but its about damn time!
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awesome man...well you wont be paying for 6 years if you send two checks to toyota finance...example...car payment is $350/month....send 1 check for $350 and another check for whatever you can afford as "Apply to Principle", this is a quick way to cut the original balance and the interest down. good luck man...also see if you can find a loan with a lower APR rate...im at 12% right now, but when i transfer over i will be paying 7.5%...meaning about $75 dollars less a month...just some words of advice....good luck man!!!!! 
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Originally Posted by sciontcnj
awesome man...well you wont be paying for 6 years if you send two checks to toyota finance...example...car payment is $350/month....send 1 check for $350 and another check for whatever you can afford as "Apply to Principle", this is a quick way to cut the original balance and the interest down. good luck man...also see if you can find a loan with a lower APR rate...im at 12% right now, but when i transfer over i will be paying 7.5%...meaning about $75 dollars less a month...just some words of advice....good luck man!!!!!
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Re: Best news ive had in a year and a half!
Originally Posted by xvbigmickxv
For those of you who know, I have been on these boards for a while now, asking many questions about the tc and xb. For the past year and 1/2 I have been trying to afford one of these cars, but everytime I would have the money, Something in my life would happen and I would be screwed(long story short) Well, I did my taxes, and I am getting 1k back! And I have managed to save 2k over the time period, plus I will probably get at least 1k for my truck, so for 1 and 1/2 years of waiting I can finally put my down payment on a TC! of course, Ill be paying for 6 years but its about damn time!
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From: Corpus Christi, TX
congrats on the car! it looks like you have about 4k for the car which is mighty good!
BTW I refinanced mine and the APR decreased from 11% to 5.5% and im saving $50/month by doing that!
BTW I refinanced mine and the APR decreased from 11% to 5.5% and im saving $50/month by doing that!
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Originally Posted by sciontcnj
TheQuietThings....wish i had money like that....i will this summer..
bartending in a good place pays very well.
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Originally Posted by sciontcnj
awesome man...well you wont be paying for 6 years if you send two checks to toyota finance...example...car payment is $350/month....send 1 check for $350 and another check for whatever you can afford as "Apply to Principle", this is a quick way to cut the original balance and the interest down. good luck man...also see if you can find a loan with a lower APR rate...im at 12% right now, but when i transfer over i will be paying 7.5%...meaning about $75 dollars less a month...just some words of advice....good luck man!!!!!
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Originally Posted by scandalous
Originally Posted by sciontcnj
awesome man...well you wont be paying for 6 years if you send two checks to toyota finance...example...car payment is $350/month....send 1 check for $350 and another check for whatever you can afford as "Apply to Principle", this is a quick way to cut the original balance and the interest down. good luck man...also see if you can find a loan with a lower APR rate...im at 12% right now, but when i transfer over i will be paying 7.5%...meaning about $75 dollars less a month...just some words of advice....good luck man!!!!!
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