ScionLife.com

mikochu · 12-26-2003, 04:46 AM

Hey guys,
My main problem in buying an xB is the insurance. I'm a 20 year old male in Florida. This will be my first car. I don't have any prior insurance and I don't want to call Geico (what my parents have) and ask. I remember when I was 13, my 15 year old sister (now 22) called Geico asking about quotes. They were like "Whoa, you got your license, well ____! (not really) Here, let's add you to your parents insurance!" My mom was ____ed. That's one thing I don't want to do.

So if you guys can post your insurance rates (either monthly or 6-month), that'd be great. I'd like to compare and contrast what people pay... Oh yeah, state whether you are the main driver, 3% driver, co-signed, etc whatever..no clue what I'm talking about...

Thanks!

TJ · 12-26-2003, 05:07 AM

State Farm Insurance Nevada.

Main driver

88 dollars a month currently for full insurance. 1000 comp /500 coll and uninsured motorist.

I don't know the rest of plan but i do have a high deductible = lower rates.

Oh this is also with the good student discount 15% off the insurance rates if you have B average or better in school.

DeanCouchey · 12-26-2003, 05:07 AM

I am 21 I did a quote on geico with no driver training go my licence when I was 16 and it was 1200 for 6 months with full coverage, so I have GMAC and it will be about 1200 for a year full coverage.

abbfanuc · 12-26-2003, 05:32 AM

Mercury Insurance

500 for six months

fully insured, max rates

only driver on plan

fr130 · 12-26-2003, 02:46 PM

Talked to my insurance State Farm people: Classified as a station-wagon: ~$117
I (age 22/23) ofcourse have high deductible ($500), bought Life Insurance through them as well, no tickets or points or recordable accidents (obtained certified driving record from DMV).

mikochu · 12-26-2003, 03:56 PM

TJ, abbfunac...how old are you two?

Dean, what is GMAC?

Also, State Farm seems to know what a Scion xB is. Geico, on the other hand, doesn't know what it is yet..

abbfanuc · 12-26-2003, 04:01 PM

29

scionracerxb · 12-26-2003, 04:27 PM

Mercury insurance...full coverage...680 for six months...it woulda been cheaper, but i had one ticket from a couple of years ago that hadn't dropped off yet