ok right now im trying to see if i can get the RS 2.0 xB by trading in my bop xB for it. i know my xB might be upside down and i may not get it after all. but anyways there are some more things i would like to get for my bop xB and i wanna refinance also. the question is...would i be able to add some accesories to my refinancing??? im probably just going to stick with Toyota Financial. let me know. thanks peeps!

 

You should be able to finance accessories into the trade.

 

i know but im saying if i dont get the RS 2.0 xB i wanna refinance my current xB but i wanna add more stuff to it from the dealer and i wanna finance those new accesories to my bop xB. i wanna know if it can be done. i figure they would because its more $$$ for Toyota right???

 

Ooooohhhh, gotcha. No help here, sorry.

 

yeah im curious about this as well

if you got your scion through TFS ... do they allow refinancing ?? if so .. how do you go about doing it ?

thanx

 

ttt

 

Best thing is to shop around. Interest rates have been going up so a refinance will probably be at a higher rate. You may be better off finding another way to pay for the accessories.

When I bought my box a local bank gave me a better rate than Toyota. Many credit unions also offer a good rate.

One other thing to keep in mind is that when you have a place pull your credit score (apply for a loan) that hurts your score. Sounds weird but shopping for a loan is a negative thing to your score. It is not a large amount but it can add up. I refinanced a boat and my boat dealer went out with credit apps to find the best rate. When I went to get a loan I found that my rate was not the best because I missed it by 1 point.