I'm 21yrs old and have a pretty clean record. I'm just a little worried about insurance. Is the tc going to be considered a HATCHBACK(kind of low insurance) or a SPORTS CAR COUPE(high insurance). if any one has any ideas. pls let me know.-thanks

 

Obviously I don't know what you'll have to pay, but I priced the insurance on the tC with my agent (I'm 33 and married) at the same time I priced a 98 Boxter and there was about a $200 difference between the two.

 

Yea, I'm curious about this as well, being only 20(no tickets). : )

-hans

 

I bet it will vary between companys like the xB. Some classify the xB as an SUV which result in the rates being twice as much as if it were classified as a wagon.

 

unfortunately,

anyone under the age of 27 in Califoria will be paying premium rate...
Also, when there's less door involved ... 2 vs 4, insurance rate will be higher regardless of it's design. Although i can't quote any specific rate , your driving record in only one factor in considering the premium.

other factors include:
1) years of driving
2) gender (males pay more)
3) area of residence
4) vehicle
5) coverage amount
6) miles driven annually
7) etc...

but i can promise u that TC insurance rate will be higher than the current xA or xB rates.

 

I called my insurance carrier this week and she estimated with $1000 deductable my annual premium would be $606.

 

I got a quote from GEICO for $960 for six months (21 years old, fairly clean record, $500 deductable). This was about the same as the same coverage on a 2004 toyota solera. Hope that helps.

 

I'm actually gonna call my insurance company today and see what they say....that sounds like a good idea.


I quite often get really irritated with how the insurance companies try to prevent young males from driving. It's rediculous, they expect us all to drive Geo Metros or something, because everything else is outrageous.

I'm 23 with a clean record, so lets see what they quote me at......

 

I'm 23 and no tickets ever!!!! started driving @ 18 live in Socal. 1000 Deductable
I drive a 2003 corolla right now....and well be paying 30bucks more every month (180 more every 6months) for the TC (the rolla is going bye bye)
BTW: I'm the only one on my Insurance so the only descount I get is good driver!!!

Guardian General Insurance=$607 every 6months

 

I just called my insurance agent and got some numbers. This should give you some numbers to ball park your own rates. I am 19 and have no tickets, and no accidents. All of these are with a $500 deductable.

My current '93 Camry LE: $423 every 6 months
A New Camry LE: $1028 every 6 months
Civic 4 door EX: $1152 every 6 months
Civic 2 door EX: $1245 every 6 months
Scion tC: $997 every 6 months :D

Looks like it will be a good deal with insurance rates too.

 

Man thats a really decent rate. I was paying 235 a month for 2 years on a 94 Camry LE. What insurance company?

 

State Farm. But my Camry is also registred in Savannah, and has no collision coverage.

 

i guess the insurance rate is cheap out in Georgia... cuz i doubt anyone at the age of 19 will be able to get that kind of rate for a TC here in Cali.

 

I think one of the biggest variables in what your insurance costs is where you live. I know that here in Houston, everyone seems to pay a lot more, even for a fairly old car, than other people in a lot of areas of the US.

Jim

 

true, here in florida i pay almoust twice as much as my cousin how drives the same car as me (1994 turbo charged mazda mx6) and haves the same age as me, and same company.

 

22 m, no tickets, or acidents. PA with full tort and $500 deductable. $870 every 6 months from Geico.

 

I'm 21, male in KS with State Farm Mutual and no accidents or tickets. My quote was $500/6mo after several discounts (good student, accident free, etc) for full coverage, high liability, $500 deductible. That's actually a bit less than I'm paying now for my '97 Accord.

 

266 bucks a month for me...

 

33 y.o.. $65 per month w/Allstate

 

20 (21 next month) with a couple of accidents and 1 ticket, got a $1083 premium quote which I'm happy with considering my record!