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-   -   Insurance Rates for the tC? (https://www.scionlife.com/forums/scion-tc-1g-owners-lounge-1605/insurance-rates-tc-120546/)

johnathan20 11-21-2007 09:24 AM

Insurance Rates for the tC?
 
I'm currently deployed with the U.S Army, and really considering buying a tC when I get home. Anyway I was trying to get a typical insurance rate. I know it depends on the company you go through,
and Ill be going through this with the military, but I was trying to get an idea.

For the Scion tC 2005-2008.

Thanks
and im a noob :loser:, but I did search forums beforehand and had no luck.
thanks for your help.

nytlemgr 11-21-2007 09:29 AM

I called around about 6 months ago and received quotes from 65 to 190 per month. There are too many factors such as age, location, driving history, etc. that can determine your rate but I hope that gives you a range to consider.

djpeaty 11-21-2007 11:46 AM

I Pay $110 / month through State Farm, I got a quote from Geico for $65 / month.
Just don't know how good Geico is about claims.
Hope you get the tC, it is totally worth it.

AKAvensis 11-21-2007 11:56 AM

95 a month.. kinda sucky for my age, thanks street racers...

Yanki01 11-21-2007 12:32 PM

$125/month with progressive.

Chichum 11-21-2007 12:37 PM

I pay 940 a year total for FULL COVERAGE for both my 2003 Jeep Wrangler and my 200 Scion tC from Erie (note again, this is TOTAL for the two). Don't ask how I got such ridiculous rates. I won't complain :)

unxpectederror 11-21-2007 12:41 PM

$140 a month for full coverage with a perfect driving record. this is threw progressive
I cant wait till I hit 25 to get the old people pricing lol

Chichum 11-21-2007 12:42 PM

Erie treats you as an adult at 24...

sciondrgn 11-21-2007 12:42 PM

$410 a year, full coverage

Drey 11-21-2007 01:21 PM

I'm 20yo and I pay $260/mo for my 08 tC. I'm with allstate (TX) full coverage, still on parents policy but I got 4 tickets.

jBoRiCuA 11-21-2007 01:22 PM

08 tc..im 19..perfect driving record..allstate..full cover = $600 /month

decided to go under my parents policy and changed to safeco = $114 /month

djpeaty 11-21-2007 01:38 PM


Chichum said Erie treats you as an adult at 24...
Are you from the Erie area? I grew up in Erie. Just moved to Syracuse the past year.

Chichum 11-21-2007 02:23 PM

I was referring to Erie Insurance, not the location. And no, I live in Northeastern PA, not Northwestern :)

djpeaty 11-21-2007 02:41 PM

Yeah i know that you meant Erie insurance. Just wasn't sure if you were from around Erie.

Zebman 11-21-2007 03:16 PM

____ Erie. They won't insure me in a car (GTI) that's less than half a second quicker than a tC just because it's labeled as "high-performance."

That call ruined my day, I had payment set up and everything. They pretty much persuaded me to go elsewhere since I am on my own policy now.

ZiggyXIV 11-21-2007 04:22 PM

As I've said countless times before, you can't boil an insurance policy down to a simple number- there are far too many factors. (And don't think "full coverage" means squat- that phrase does not exist in the insurance industry. Policy Limits are what matters).
You need to look at the policy features (rental/replacement coverage, etc), limits (med pay, liability, umbrella, etc) and a host of other things.
I could tell you that I pay $45/month for auto insurance, but without knowing that my limits of liability are 250/500, that I have a $1 million dollar umbrella, and that I have a significant multi-line discount, since I have 2 cars and house on the same policy, "I pay $45" doesn't give you the information you need.

If you want a reasonable answer, call an agent, or go to an insurance company's web site and get a quote.

jessichick8 11-21-2007 04:33 PM

I have state minimums, I'm a 22 year old girl with no tickets and an accident that wasn't my fault... its about 150 a month through State Farm... That's through me... not mommy and daddy

Adorian 11-21-2007 05:14 PM

for my two tCs and an 86, with two people and one negligent driving/suspended ticket it's 450.

AAG 11-21-2007 08:39 PM


Originally Posted by jBoRiCuA
08 tc..im 19..perfect driving record..allstate..full cover = $600 /month

decided to go under my parents policy and changed to safeco = $114 /month

600 a month you were paying? Good Lord that is crazy!

I was quoted $680 every 6 months under my parents policy for my xb2. My pops decided to put himself as primary so it went down to like $440 every six months.

freeflowing 11-21-2007 08:54 PM

800 dollars per year through travelers insurance full coverage with all the the trimmings except for comp. which i have to fork over 1k to fix if its my fault

b/c if i hit somebody i should have to pay more to fix my own car especially if its my fault. I drive with the intent that nobody sees my car


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