When you bought your tC..
#1
When you bought your tC..
Like as you signed... besides your down payment, do you have to give any money? like 1st months car payment etc?
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Last edited by MR_LUV; 04-15-2020 at 04:39 AM. Reason: Awarded 15 Yr Badge
#2
When I finished signing, my dealer said I would get the first months bill in the mail. I've received thank you letters from Scion already,
but no Toyota financing stuff. Kinda worried here. I think my first payment is due next week or something.
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but no Toyota financing stuff. Kinda worried here. I think my first payment is due next week or something.
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Last edited by MR_LUV; 04-15-2020 at 04:41 AM. Reason: Awarded 15 Yr Badge
#3
Re: when you bought your tC
Originally Posted by ajnast4r
like as you signed... besides your down payment, do you have to give any money. like 1st months car payment etc?
Once you sign the papers and agree on payments terms, financing, etc, you don't (or shouldn't) have to pay anything right there.
However, those next 60 months.......
#6
I didnt have to pay anything additional upfront but the bill for my first month's payment didn't come in time. So instead, I got billed for two months but was not charged anything extra (late fees and such).
#8
Originally Posted by iheartmytC
I didnt have to pay anything additional upfront but the bill for my first month's payment didn't come in time. So instead, I got billed for two months but was not charged anything extra (late fees and such).
#9
I just got mine, literally (bought monday, picked up yesterday) - could have put money down if I wanted, but financed it all. I did end up paying $100 for like DMV fees and stuff though. But that may vary by dealer.
Oh... and I used the college grad discount and got $400 rebate/waived security deposit (as well as an awesome interest rate from it).
Oh... and I used the college grad discount and got $400 rebate/waived security deposit (as well as an awesome interest rate from it).
#11
Originally Posted by ack154
Oh... and I used the college grad discount and got $400 rebate/waived security deposit (as well as an awesome interest rate from it).
#13
Originally Posted by geminiye
Originally Posted by ack154
Oh... and I used the college grad discount and got $400 rebate/waived security deposit (as well as an awesome interest rate from it).
You have to show proof that your graduated from something in the last 6 months, ie college, Junior College, High School, not too sure about training programs.
#14
Originally Posted by Mista3
Originally Posted by geminiye
Originally Posted by ack154
Oh... and I used the college grad discount and got $400 rebate/waived security deposit (as well as an awesome interest rate from it).
You have to show proof that your graduated from something in the last 6 months, ie college, Junior College, High School, not too sure about training programs.
#15
Actually, it's if you've already graduated within the last 2 years. OR if you're going to graduate within the next 6 months.
--Proof can be transcript or copy of diploma or something.
You either have to have a current job (obviously) or show proof of employment within 120 days.
--Proof can be paystubs or offer acceptance letter or something similar.
--Proof can be transcript or copy of diploma or something.
You either have to have a current job (obviously) or show proof of employment within 120 days.
--Proof can be paystubs or offer acceptance letter or something similar.
#18
I bought my tC October 19, 2005. I didn't get anything from Toyota Financing until December. My 1st billing statement showed a late fee for November! I called and they were nice enough to listen to my situation and removed the late fees. But I had a double payment due X-mas time. That kinda sucked.
#19
Ya, I actually printed the page off for the deal when I went. Turns out my salesman had no clue about it. So it was good that I brought it up and had some info on that.
Here's some linkage if anyone would like to check out the full details:
-- Buying
-- Leasing
One thing that's not mentioned is the affect it has on the interest rate. You should automatically qualify for their "very good" interest rate. If you use their "build it" and then "customize payment info" stuff, it's the second level. That was a HUGE factor for me. Came to like 5.15% (but went up 1% when I added extended warranty/maintenance).
Here's some linkage if anyone would like to check out the full details:
-- Buying
-- Leasing
One thing that's not mentioned is the affect it has on the interest rate. You should automatically qualify for their "very good" interest rate. If you use their "build it" and then "customize payment info" stuff, it's the second level. That was a HUGE factor for me. Came to like 5.15% (but went up 1% when I added extended warranty/maintenance).