Ok I want to put some 19" 5 lug rims on my xA.

First what do I need to do to eliminate tire rub?

Do I have to pull the inner panel off or cut it. Anyone have 19" and can tell me from experience.

As far as the conversion kit goes any suggestions on which ones are good or should I throw the entire idea out because the kit isnt safe or is just crappy?

 

A 5 lug conversion just isn't worth doing unless there are some wheels you can't live without that don't come in our 4X100 lug pattern.

 

Why not just get a set of 4-lug 19" wheels?

 

^ Agreed.
No point in going to 5-lug.