Hi, everyone!

I'm now planning to buy a new Scion xA in Seattle and started to research for the price on internet sites. Some said that there is normally no price down from MSRP.
Is that true?

If you don't mind, I would be appreciated if you let me know how much you saved (after long negotiation, I imagine!)...or if you have any tips, know-hows...

Thanks in advance!!

 

There is no haggling on prices for Scions unless you buy a used one. The price that is on the car is the price you pay. Plus any accessories you choose.

 

what about finance rates?

 

Negotiation isn't necessary when buying an xA, or a Scion for that matter. There is no haggling, meaning the MSRP you see online at the site is the same price you'll pay at the dealership excluding extra options.

The lowest APR rate offered by Toyota Financial is 4.5%. Depending on your credit score, you may get a higher APR.

There was practically no negotiation in getting my xA. I was in and out in 2 hours where 1 hour was going through financing.

My only advice is finding the RIGHT person to help you out. Meaning no Toyota salespersons, only Scion certified or the Scion manager at the dealership! It'll make your purchase a more enjoyable experience.

 

13,900 with tax tag title
05 xA, 5 speed
only haggling we did was for what they gave us for our trade.

intrest rate depend on YOUR credit score or beacon score
how long you finance it for
amount you finance etc etc...

 

i will pay about 15,100 when all is said and done. my purchase took about 1 hour because i called the day before and arranged everything over the phone. as was stated earlier, there is no haggling, the price you see is what you get, unless there is a trade. i didnt have one so, it was all msrp. finance rates will vary , but most start at 4.5%-good luck. my salesperson made things really easy. i had to sorta special order mine, because they just had 3 xa's on the lot and i wanted a bsp. consequently, i had to wait a couple of days, but well worth the time.

 

yeah just wasnt sure what the lowest interest there was available... we were happy with what we got...

just didnt know if there was anything lower then what we got to be available...

 

I sold my truck privately before going to the dealer. I paid off what I owed on my truck, and walked into the Scion dealer with about $5000 to put down on my xA. I qualified for the best rate available through Toyota Finance which I believe was 4.25% at the time (December). I got my '05 xA for $12,995.

 

i paid $12,400 + tax, title, reg. But that was in 12/03 when they were a little cheaper, and a when there was less demand

 

I paid $15,195, but I have an xA RS 1.0 manual transmission. You can't negotiate the price of the car, but watch how much the dealer charges for "processing fees". These vary by dealer. If you find a dealer you like see if they will match a competitor's cheaper rates.

Good luck,


Jynn
xA RS #710

 

Thank you so much for your useful information!!

I have no car to trade-in, unfortunately... The Scion official site indicated 5.5% intereest rate which I am suppose to pay overall (around) 15000!! For that price, I can pay a Ford Focus as they offer now 0% interest rate or $2000 cash back... hum... ;-(

As you say, matt_a and dadaver, I will check with Toyota Finance to get lower rate interest (my credit score is excellent, so I hope it works out)..

Otherwise, I will think about paying in cash...

Thank you again, everyone for providing me of useful information!!!

 

I walked out of the dealer with a total price of $14,450. The only assessory was the floor mats. I got an xA Manual with a invoice price of 13,165. Toyota wanted me to finance with them at 5.5% which would have resulted in a 276 monthly payment for the next 60 months. But I went to my Credit Union and financanced it for 4.3% and made a down payment to get my total to $11,900 which resulted in a 223 monthly payment for the next 60 months.

Ill add other accessories when I get the money. Your going to get a scion usually as a standard stock. And the dealer will have to order the accessories to put on later. If you order to "made to order specs" than you may have yourself a long wait for the car to port. Indigo Blue is a 6 month wait right now.

Also before you sign your contract with the dealer make them put a 5 day option to find other financing. Right now if you go with Pacific Service Union you can get 4.3% and most Teachers Credit Unions have 4.1% if you qualify. Some dealers have Cuddle contracts with Banks but stay clear because the dealer will not give you the better rate. Your better off going directly to the banker and haggling finance charges.
The finance charge is where you will save your money as Scion products are accross the board and no haggling.