Just want to get a feeler for what people are paying for insurance.
my exact situation will be 33 yr old, no accidents, no points on DL. live in north NJ. will only use the vehicle for pleasure (commute to NYC by train, the station is three blocks from house).
how much should i pay?
and for giggles, how much do others pay around the USA?
thanks
CBSIMONSEZ
04-11-2004, 01:51 AM
I currently have 2 points on my DL, and pay $1152 a year. I too live in NJ, but my car is used for business purposes, so it gets a lot of mileage. Make sure your insurance knows that your xB is used for pleasure/occasional usage, this should cut your rates down some.
dgHotLava
04-11-2004, 02:06 AM
thanks CB,
SleeperXB
04-11-2004, 02:08 AM
$1608 per 6 months basic minimum coverage allowed in maryland
21 not married and 1 major accident 3 years ago no points
:evil: :x :twisted:
DeanCouchey
04-11-2004, 03:08 AM
21 not married, no points and I pay about 750 a year with full coverage 500 dollar deductable, and I live in NY's capital region
es65notch
04-11-2004, 03:40 AM
$480 a year, 100-300 thousand with a 100 deductible perfect record 34 married (21st Century ins the best I found) :D :D :D
ali_n1
04-11-2004, 09:07 AM
21, 1 point, not married, San Jose CA, Good Driver discount. $500 deduct. $1800 per year
kwicslvr
04-11-2004, 10:48 AM
$330 every 6 months
RiCePiCkR
04-11-2004, 03:33 PM
17 $880 6 months :( clean record 8)
SleeperXB
04-11-2004, 03:38 PM
you all are ____ing me off here grrrrrrrrrrrrrrrrrrrrrrrrrrrr :x with your $800 per year crap blah blah blah
Munch
04-11-2004, 03:39 PM
$556 every 6 months with a $250 deductable.
XeroCool
04-11-2004, 03:46 PM
550 per 6 months. Clean record. San Jo, CA. 21st Century.
ahurdl01
04-11-2004, 03:55 PM
21, a ticket 3 years ago, no accidents, aftermarket and car covered to 25,000, i pay 1744 for a year.
rbloedow
04-11-2004, 06:45 PM
19, perfect record, good student discount, USAA - 1380 a year.
DoNuT
04-11-2004, 07:04 PM
17 $880 6 months :( clean record 8)
How the hell do you manage that? I'm 18, clean record, good grades discount. My dad who hasn't gotten a ticket in over 30years is the primary and im only on as secondary for $1500 every 6 months. It would have been $2500 every 6 months if I was the primary.
GotBoxRevised
04-11-2004, 08:39 PM
Hey sleeperxb 1800/six months, but i got 5tickets with many points. no wrecks, 18-male, unmarried and that is for liability by the way
BoomBox757
04-11-2004, 09:06 PM
I have nothing on my record and I pay $250, thats $3000 a year :evil:
DoNuT
04-11-2004, 11:54 PM
I have nothing on my record and I pay $250, thats $3000 a year :evil:
Me too! How old are you?
BoomBox757
04-12-2004, 12:41 AM
I have nothing on my record and I pay $250, thats $3000 a year :evil:
Me too! How old are you?
16
SleeperXB
04-12-2004, 01:21 AM
insurance sux butt.....i can't wait till my wreck expires but thats not until july of 2006 freakin a that sux.....
TheDanger
04-12-2004, 06:30 AM
Man thats a nice first car bluebox...well when I was sixteen it was $220 (full coverage 100/300 blah blah) on a 94 ranger well about to get my box and two discounts later (18 now) its $162 same coverage and everything. so $900 something every 6 months...man I want my box :x
ikhonlord
04-12-2004, 01:55 PM
I'm 20, Single, no accidents, Live in Westchester NY (Hint, Hint) I pay 4200 a year , 350 per month....It sucks but dont care!!
dgHotLava
04-12-2004, 06:16 PM
bump,
i like seeing what people in other states are paying.
makes me cringe and/or cry.
i am getting quotes from different places but the range so far is 1400-2200 yr
100/300/100... 500 ded
plus in NJ you gotta wait 7 days if you don't already have ins. (like i'm buying a gun)
ihearyou69
04-12-2004, 06:27 PM
DG, I'm pretty close to you in demographics and location. I'm getting stuck up by Geico for $611 every 6 months for full coverage with a $500 deductible.
Rayman
04-12-2004, 06:32 PM
Mine is 392.00 every 6 months with AIG. That's with homeowners discount and 2 car discount. No accidents or moving violations. After I get my alarm installed it will go down a little further and I should really take defensive driving for further discount but so lazy to set up an appointment.
Docsnuff
04-12-2004, 06:42 PM
26 Married, no points, 1 no-fault accident 4 years ago,
600 bucks every 6 months, full coverage, $0 ded comp, $100 ded coll, rental reimb, towing, $2500 car stereo coverage; with Allstate, it will drop to $400 for 6 months in Jan when my accident hits 5 years...
Doc
dgHotLava
04-12-2004, 10:49 PM
Mine is 392.00 every 6 months with AIG. That's with homeowners discount and 2 car discount. No accidents or moving violations. After I get my alarm installed it will go down a little further and I should really take defensive driving for further discount but so lazy to set up an appointment.
the funny thing here is... i work for AIG,
but they currently don't take new auto policies in NJ.
Hot_Lava_xb
04-12-2004, 11:20 PM
I am 40 and have New Jersey Manufacturers and live in central Jersey. I am paying
$686 for full coverage.
UrbanDrum
04-13-2004, 12:01 AM
8) I pay $180 a year. What you do is pay for the first month and then cancel it. Scan your insurance paper, change the date and print. Repeat as needed. Cops won't know the difference... BTW, don't get hit by me(white xB w/ Motegi's). If You see my turn signal, I'm letting you know, not asking for permission. :twisted:
Rayman
04-13-2004, 12:16 AM
the funny thing here is... i work for AIG,
but they currently don't take new auto policies in NJ.
That stinks. I'm sure you would get an additional discount. NJ insurance is BS but I remember hearing a radio commercial from McGrevey(think you spell it like that) saying how the rates are better now.