I was talking to my friend and he said he heard when you go to the track they report it to your insurance company. I think this is what's keeping him from racing and that sucks. Is this ture? What can your insurance company do if they find out? If you crash on the track is it covered? Any insurance guys/gals out there?

 

Not a insurence person, but if you mean they report it when you go to a Street Legals Drag Racing Track, no they don't. You just sign a release of liablity form before they let you race.

 

the track doesn't report it, some insurance companies have scouts that go to
the track and right tag numbers down,check them later
thats why alot of ppl at the track put tape over the tag numbers or just remove their tags in general to not take that chance

 

You may want to take a look at your policy.I think you will find out that your car IS NOT covered when you are racing.

 

Yep, that pretty much covers it.
With most policies, chances are going to the track will not have any effect on your insurance premium, but conversely, if you trash you car racing it at the track, don't expect your insurance to pay for it either...
It's basically a "race at your own risk" deal- Of course, if your insurer does find out that you make a habit of racing your car, while insuring it only for "normal" operation, they can cancel (or "nonrenew" more likely) your policy at any time, and you'll be out hunting for new insurance in short order.

 

Correct, no insurance coverage while racing. You crash your car, you are out a lot of money. I couldn't imagine a track calling everyone's insurance company telling them that you were racing though. And I also don't see how an insurance company could cancel your policy because you race.

 

^ once an insurance company finds out you are "high risk" to insure for any number of reasons- bad credit, bad driving history, known participation in racing, etc. they can drop you. They want to minimize the chances they will have to make a payout, so if these things come up most will drop you like a plate of hot rocks.