I bought my box all alone with zero credit history. So needless to say, even with a couple thousand dollars down I got raped on the interest rate big time. I'm thinking it's about time to refinance. I've been paying on my car for 8 months now, I also have 2 credit cards to help build my credit. I have made every payment on all my accounts on time, have never once been late. I've been shredding credit card offers like crazy here lately and I've gotten married since buying the box so I'm thinking that I should be able to refinance. My wife and I both are members of credit unions and neither offer auto refinancing, I also have accounts with Bank of America who I am pretty sure doesn't offer it either (after searching their website)...SO where is the best place to do it?

 

car loans through bank are more of 'equity lines' loans. try this site for rates and advice : http://www.bankrate.com/brm/rate/loan_home.asp The bank I use to work at use that site to compare their rates with the competitors

 

cool, thanks. I've actually used bankrate before while looking into CDs and stuff...totally forgot about that site.