Saved almost 45% sorta. Compared to what I would have paid if i stayed on my parents policy.

I am a 24/m/NY (meaning higher insurance!!! which sucks) and I got my car back in August and stayed on my parents policy...which was going to cost me an insane amount. I just got the bill for the next 6 months and they wanted $1502!

I called Allstate up and asked for a policy on my own, with less coverage since I am not a home owner. They recommended getting 100,000/300,000 coverage and matched everything else from my old policy. They priced me out at $1234/6 months.

I called up Geico and got everything comparable. Got better Comprehensive coverage and it's going to cost me $847/6 months. If I take a defensive driving course it will come out to $777/6 months!

Thank you Geico for saving me $774/year from Allstate on my own policy.

 

I saved about 50% doing the same thing. Allstate, 4 years with them on a parent policy....doing the same spinoff method with LOWER limits of liability and such = $1600

Called Geico, and it's $970 with better limits of insurance.

If I didn't have an accident in '01, it would be about $690 for 6 months using their Geico 5-year good driver discount.

Yeah....

 

GEICO has that Mechanical Breakdown Insurance with a 7yr/100,000mile warrenty. for only $250 deductible.

So if you have the factory 3yr warrenty like me, your safe for 7yrs, and save sooo much money then buying the extended warrenty. If your car has under 15,000miles Id suggest this.

 

^^ true

 

Looks like I'll be getting my supercharger and 100,000k mile warrenty to boot! :o

 

i took a defensive driving course. it didn't lower my insurance (but it was court-ordered)

 

Did you get to see the lizard do the moonwalk?

 

i'd spend more the 45% by switching to Geico!!!

what a rip off!!!

 

I was with Progressive about 2 years ago and I wanted to switch to Geico. I was paying about $900/6 months and called up Geico............$1,500/6 months and that was just for liability coverage!!! Man funk dat! Now I'm with AllState and spend $1,200/6 months but that includes my wife's car and my tC with full coverage.

 

Just be careful... GEICo has been known to drop folks for what other companies would overlook... If you have a radar detector, they say you are going to speed, so they can drop you like you're hot. Two speeding tickets, gone.... And if you have ever tried to get ins. after you have been dropped.....well, bend over.....

I am sure a lot of folks have nothing but good dealings with them, but just be careful.....

 

^^^ I'm sure you're right. Just because I had a DUI after sending my car around a pole causing my insurance company to pay out $14K for a leased car and then dropping me doesn't make me a bad driver. [/sarcasm]

 

Yeah, the nerve of some people......

 

Man, the only place I got a deal was esurance. Was a LOT cheaper than any place I tried including gieko. AAA/statefarm/bla bla all the "name brand" ones were just ridiculous. Almost as much as the car some times. 0 points, 25 (was 24 at the time), house, 3 cars, etc and can't even get an fn break.

 

i'm with expensive **** AAA and yet i can't find anyone else cheaper.

150 a month for full coverage and high limits with a 250 deductible so it's not that bad.

 

damn! My reason it was high w/ mos tplaces was cuz I was coming off my parents insurance. Esurance actually gave me my own polciy and was cheaper than AAA on my parents policy.

 

i'm on my parents aaa and that's why they're cheaper.

 

state farm, 65.00 a month for the maximum coverage 300k/500k

 

16 months and I'm off probation!

 

i pay 1200/6 months full coverage on my xb and yukon xl.....
soon to go way down...

 

lol i wish i had some of your rates! right now i pay about $177 a month just for basic liability only. but i also have 2 accidents and 1 ticket on my record. i was on my rents policy and i was paying $200 a month through GMAC and now i switched to progressive and am saving a tank of gas a month. lol