I have a pretty clean driving record so I decided to call geico to see if my rate can be lower. They told me that my payment bottomed out and that I could never get any lower.

Is this possible? I'm 25, been driving for 7 years with a perfectly clean record.

 

well, tell geico that unless they can go lower, you'll be calling around to find a cheaper rate then they offer and thanks for nothing! lol!

 

whats your rate cause i know some people wit crazy low rates

 

I have an 06 TC and pay about 750 for 6 months with gieco. Is that a good rate?

 

no. you should call around. Im 23 and I have a clean record and I pay 486 for 6 months. USAA and I have great coverage.

edit: I also have an 06 tc

 

How good is USAA as an insurance company? A lot of time it seems like a good rate until you get into an accident and the insurance lags and don't pay you.

From experience GEICO is very good. They make things happen quickly.

 

USAA is for military and their familes. They are great for insurance and banking.

 

USAA ftw.

 

^x2! USAA FTW!!!

 

Arrgg... I'm not in the military so USAA is not an option for me.

 

Find another insurance company!

I'm 25 and drive an '06 tC, don't wanna know what my driving record looks like but I only pay 480 every 6 months, full coverage and $200 deductible. Which includes another driver and multiple car discount.

 

dude $750 is way high! im 25, drive an 08 xB w/ a clean driving record & i pay $360 every 6 months with State Farm. i also been with them for like 6 years so i have the accident free discount & multi car discount as well.

 

I will definitely try. One problem is that my coverage doesn't end until feburary. Is there a law that requires insurance to refund my money if I cancel my coverage before feb?

 

mines 516 per 6 months with a 250 deductible

i don't feel like paying 500 or 1000 dollars out of my pocket for my deductible

 

What state are you in? I'm sure it's expensive in cali (where i'm from)

 

are you guys kidding me!? i pay 2780 a year here in jersey...with a $500 deductible....

 

Comparing insurance rates is pretty useless unless you state the type of coverage, how much of it you have, and your deductibles. Your driving record, too.
All of it has an effect on your rates.

If you're in CA or OR, check out Wawanesa Insurance.
They cover only good drivers so they can give lower rates.

 

wow i have geico its great for me so far wise. mine is 600 every 6 months. im happy with it .full coverage

 

mines like $390 every 6 months for full coverage with a $500 deductible.

USAA ftw.

P.S. It helps to have excellent credit too. The number one factor in determining your premium is your credit score believe it or not.

 

^^wow did not know that.thought it was purely on your background driving wise and age