USAA is for military members only, normal citizens can't get it as far as I know.

 

yep. you can only join while active duty. then you're a lifetime member. you can also become a member if your spouse serves.

 

^^hmm so its worth it to join if u were in military then im assuming?sucks for us non servers

 

I'll join the army tomorrow and sign up with USAA. Once I'm a customer, I'll shoot myself in the foot and go home.

 

Stewie & Brian already tried that, didn't work out too well.

 

My girlfriend got me in USAA because her grandfather served. Not sure what he was though. We have been living together for almost 5 years or so, so we have some sort of married by law thing or something of the like.

I am paying like 108/month which is pretty bad compared to most but it's great for me. When I had Mercury insurance it was like 345/month. Thats with one speeding ticket.

I'm 21... I was told when I turn 23 it lowers substantially again, then once more at 25.

 

^^yikes 345 a month.wow cant wait till im 23 too then

 

RCZ, you guys are married by law. but you started living together when you were 16?? wtf, are you guys doing in AZ?? lol

 

hmm....i forgot say i got full coverage & a $250 deductible.

and i also read another post that said your credit can affect your premium dont know how true that is, but last time i checked my credit score was 720

 

lol I was a little over 17.. i'll be 22 this month also. I got an early start at life, haha. Got a job as soon as I could and stopped asking my parents for what I wanted and started getting it for myself. Also thats when I lived in Mass. My girlfriend came over for college when I met her, she stood with me till about 2 years ago when we moved to AZ where her family lives.

I never understood the whole married by law thing but i'm curious if that means shes entitled to half of my "assets" should we break up like a normal divorcing couple?

 

RCZDesigns, from what I understand with "common law marriages" is that if you live with a person long enough, techniquely by law you become married to them. 11 states have common law marriages, and there's no such thing has a common law divorce. which just means you have to have a regular legal divorce in order to legally seperate from your now spouse. something to that affect.

 

I looked it up and Massachusetts and Arizona aren't part of the 11 states who recognize it. That means I have to move to one of the 11 that do, live together etc in order for that to be in effect.

I guess USAA doesn't care though. As long as if we do separate she doesn't have me by the berry's i'm cool.

 

u guys are all lucky i have to pay 1800 for 6 months 450 a month for 4 months. NYC is the worst when it comes to this but also my driving record and my mothers driving record arent great per say. has any1 heard of hartford insurance?

 

300/month isn't terrible. I've seen and have myself paid more.

I'm surprised though, when I turned 21 even with Mercury it went down to like 220 or something like that. On my birthday my insurance guy called me and said the company was cutting 130 off my insurance monthly. :D

 

take public transportation, no offense.

 

^^yea thats pretty high

 

She lives in Queens. Depending on where, public transportation is not a feasible option. NYC is just expensive. My mom up there pays just over 3 times what I pay for insurance. It might sound like an appropriate scale, but I'm actually comparing her yearly car rate to my car+car+bike+house rate. If you can make it there...

 

HE lmfao queens is jus to expenisve NYC in general for insurance is to expensive. and as for public transportation i could take it anywhere in NYC but since i work in long island i cant. 450 is way to much its more then my car monthly lol

 

Woah, this has to be a tC thing...

My box is 300 every 6 months and the Sat is 180... both at 250 deductable with full coverage through progressive...

 

god i wish my insurance was 300 for 6 months id pay the whole year off in one month lmao