So my wife and i went and bought a Scion about 3 weeks ago. She really likes the car......but the dealer (who is a very big dealer around here) hasn't sent her title to her yet. So, last week she calls and the guy that does all the paper work tells her that the credit union that they went through to get the load (which was appoved before we drove off the lot) will not give her a loan b/c we are out of state. SO, she has been driving this car around for 3 weeks and its technically not hers yet. I am thinking about talking to a laywer about this but i dont know what good that would do either. Any ideas on how i can 'stick it to the man'?

 

did you guys pay cash? or take out a loan?

 

well technically who ever gave the dealership the money.. (i.e. the credit union) has the lien to the car until she pays off the loan completely.

the dealership must've gotten the money.. otherwise, they wouldn't have handed over the car.

 

exactly^^ if a loan was taken out, you wont receive the title. Only after you pay the car off will the credit union send you the title...

and if the dealership didnt get their money, you'd be hearing about it. aka, them calling and asking for the car back!

 

Yes.

Take the damn car back and snag a tC off CarMax.com. Got my 06 with 19,500 miles for 12 grand.

Dealers are a rip-off....in the big scheme of things, that is!

---Paul

 

indeed. i should be getting my title from my credit union after a few months, once i finish paying them off of course.

 

You dont receive the actual title, you get a copy of it (at least here in ohio). But the good news is, my wife called today and the dealership said that they just went through Toyota to get a new loan. So, everything is cleared up now.

 

yeah, here in CA you dont get any part of the title not even a copy.

 

Make sure the interest rate didnt change when they decided to go through a different credit union.

 

Yeah, she already asked that question. If it did and they didnt tell us, it will be going back

 

i was told that TFS will match your credit unions interest rate as long as u get a written paper stating that the credit union will offer u that rate. just an fyi.

 

I just got the title to my car today, and I took out a loan for it.