ok so i went to test drive the tc........WOW WOW WOW .....such an awesome car......pushed the car to 95 mph on a dead street :D........but i have a big problem i put down some money for the car itself so ill have it in a couple of weeks...but the problem is that i dont have a insurance company....some of these quotes i got from some insurance companies are rediculis......i live in new jersey please if u know ne good cheap insurance company let me know if u can just post the name on here or something....i have no points and no accidents...first time insurance 20 yrs old....cause if i dont get a good quote in the next week or so....im screwed.....im gonna have to reconsider about buying a tc. thanks for any feedback..

 

There is no cheap insurance in New Jersey. Only really, really expensive and slightly less expensive. It's cheaper to move.

 

...
State Farm....!!!
maybe..
i was about 310 on my Sequioa...
Now im down to 275 for my tC

 

Try http://www.einsurance.com/ I see it advertised, but I don't know how good their rates are.

 

www.njcure.com
www.geico.com

 

I honestly don't know what the insurance companies are basing their quotes on. State Farm does not even have the tC in their database.

I cannot see them classifying this as a sports car. A 4 cylinder with only 160HP and no turbo/supercharger should not be treated any differently then a Camry or Accord.

 

try AAA...you have to get a membership which is like $40 a year but they quoted me $1000 less than geiko

 

I have State Farm here in GA and they had it in their system already. It is not considered a sports car here, just a regular 2 door hatchback.

 

Let me get this straight, you first post how you got the car up to 95mph on a public road, then _____ about insurance prices?

First step to lower insurance prices would be to remove your head from your ___.

 

Yeah they do. My girlfriend works there. Mine came right up when I gave them the VIN

 

Sometimes if you have AAA you can get insurance thru them and it will be cheaper......or get another car if the insurance is that high.....Good Luck

 

"State Farm does not even have the tC in their database. "


Sure they do. How else would it be listed on my latest insurance bill?

 

Ditto here: They had tC listed when i got mine months ago.

 

I'm with allstate paying about $100ish a month ... but that's also under my parents plan ... they both have perfect records and have since they were 16. I'm 19 with a perfect record.

 

im with farmers and cosigned with my aunt. paying around 500 every 6 months. im 21 and have 4 tickets (3 speeding/ 1 moving violation)

cheap i guess. it coulda been a lot more expensive.

 

When I was shopping for my tC late July/early August, State Farm did not have the tC in the database and had to quote me based on the price of the car. Only Allstate did.

Make sure when you shop around you look check on any discounts available that might not be readily broadcast, like progressive has discounts if you belong to certain clubs like AAA (was about $150/yr off). I see you're 20, try to see if they will give you good student if you're still in school. Or a def drivers course will also usually knock ~$100/yr off.

Shop around but don't skimp on your coverages just to save a few bucks, its not worth it. A good way to reduce your ins rates is just to boost your deductible. It hurts to see collision deductible go from 500 to 1000, but if you're going to save $500 a year, you'll be coming out ahead soon enough.

 

YO!!! Can anyone post on this site without getting burned for it. How bout just give the man the info he asked for and don't worry about his driving habits. If he wishes to drive that fast then it's absolutely his responsability and eventually he'll be liable for anything that happens as a result of it. My 2 cents for the a-holes out there.

Yo go with State Farm... There are ways to get their rates down like, multiple car insurance, a good GPA in school or other things that they may have like life insurance or something. All that stuff carries some discounts with them. I pay about $189 for my TC.

peace

 

Exactly!!

 

I can believe that he got the car up to that(NOT that it is a good idea or even smart.... but hey if he wants to be stupid so be it, hell I have gotten mine up to 100 miles and hour, but htat was because I was trying to get past a drunken ___, also not smart and I was scared as hell after I did, it 1st and last time.). But who says the salesperson was even in the car? I have taken test drives without the salesman.

 

I test drove a Saab a couple of months ago w/o the saleperson in the car...or are you only talking about Scion...or are you only talking about Michigan...or maybe you don't know what you are talking about.