I work in a bakery, make around $1100 take home. Have a house, 3 cars including tC, and pets (20). I pay the utility bill (180), 2 credit cards (100), cell phone (50), and cable bill (80). My monthly car payment is $225+100 insurance+insurance on 2 other cars, registration, gas (60), cigarettes (35), food (50) actually make that (120) I love sushi!, etc......at the end of the month there's $200 savings.

it is possible to have a new car, you just have to budget, budget, budget and sacrifice some things. I had a coworker that got her truck repossessed right at work, that is so imbarassing! The tC comes first and I make sure that is the first thing that gets paid.

 

I do web app support stuff at a marketing research company- pull down 2500/month (pre taxes). My insurance and car payment together come to about 4 bills a month, which isn't terrible. Also, in oregon there's 1) no sales tax, and 2) no penalty for early repayment of a loan. So i got a longer term for a smaller monthly payment, but if i come into some cash i can pay it off earlier no problem.

You definitely want to think ahead.... having a financial commitment of this magnitude means needing to be employed for the term of your loan (more or less) ... either that or being willing to sell your baby if you get laid off, and hoping you get enough to pay off your loan.

 

How the hell are some of you getting $17-$30 an hour??? Hook me up for those jobs...$7.50 is crap compared with you guys. I'm talking to you mandangalo!

 

get a job in a restaurant or delivering pizza...tips are good.

 

He's right... i'm salaried right now at a tech firm and sometimes I think i make less than i did when i was waiting tables in a bar. At least it feels like it when you're not walking home every day with a big sweaty wad of cash!

 

I've thought about working in a restaurant, but I never really acted on it. My dad did pizza delivery for Pizza Hut a while back, he said it sucks! So I never really plan on delivering pizzas. There is a Round Table just 2 blocks from me that is hiring for delivery drivers, I don't think I want to use my new car to deliver pizzas everywhere.

 

yeah today is my "first" day at work, i've been in training all week and haven't made squat!. the ppl i work with are averaging between $30-$60 on a slow nite. weekends and sunday mornings is more like $80-100+. and the more i think about it the more i want the car, but the way things are going with the job i honestly don't think i can afford it. i thank you guys for your input but it looks like i'm gonna have to grab a second job afterall...oh and with insurance and payment i would be looking at just over 4 bills.

 

You might want think about getting a loan through a Credit Union to if you can. I bought my car used for a buddy of mine and it only had 16K for mileage. I'm paying about the same for a new but it already had the rims and tires, tein springs, HIDs, head unit and axle back exhausts. Plus I end up get an extend warranty for 4 more years or 91K mileages bumper to bumper. I would shop around for the financing to see who's going to give you a better APR. I got 6.25% over 5 years and my with my warranty, an extra insurances I'm paying a little over 300.00, but I didn't but anything down either Definitely take your time and shop around with the lenders. Good luck hope you get what you want!!

 

I'm not in your market, but I think you'd better do your math again. $18400 DIVIDED by 60 is $307/month. I would estimate a payment of closer to $400 for 5 years with no cash. I don't think Scion is offering 0% anywhere are they. I'm not trying to be a jerk, I just don't want to see you end up with a payment 100 more than you planned on.

 

I'm a host at a restaurant. But my parents bought me this car with money. So I don't pay Toyota anything. Though I do pay $200-$250 a month to my parents for it.

 

My fiancee works for a bodyguarding firm that is based in SoCal, Studio City to be exact. So if any of you guys are looking for a good job that pays good starting, check out: www.gdbinc.com

Most details are in L.A., but there are lots over seas and in N.Y. There's one client in WA. But basically they will put you where they need you.

I think starting is around $45k a year, plus you get to carry a Sig 40/guns and be personal security for lots of celebrities, dignitaries, etc. Guaranteed, you will be working alot and get to travel. My fiancee did 4 months in London/Paris/Scotland on the Da Vinci Code movie. After 4 years he now makes $70k+ bennies.[/url]

 

well.. i started out drooling over my tc for 2 years while i ran my own nail business renting space in a salon here (not a lot of money in that if you work for yourself). now i've gone back to medical insurance billing been at this company for about 6 months and bought my tc with no downpayment and no trade in. my ex wrecked my old civic (theres a hole in the rear passenger door) so they were only going to give me $300 for it. i'm selling it to my boyfriend for a grand, that'll pay my payments for about 3 1/2 months and i can put more money into it ;) through a credit union, with gap insurance (for those pesky hurricanes) my payments are going to be about 360 a month.

 

Army here.


I put $12,000 down on my 06 tC.

I pay just over $100 a month on my loan.

 

I work in customer service, but it helped trading in my car and nice down payment. Got "naked" car and will add upgrades later.

 

just so you know, if had read a bit more, (not trying to be a jerk either) i said without down payment/trade-in it was $307 a month. after selling my truck for a down payment of roughly $4000, payments were shown to drop to around $250/month. just to clerify for you....

oh and something else, i was in arlington yesterday night (8:15pm) at the best buy in lincoln square and talked to a guy with a clean xA (member of scikotics) just wanted to know who you were on here. if you happen to read this drop me a line.

 

i wanted a tC for about 1yr i kept lookin at them the 1st time i tried to get one i was denied bc of lack of credit and i had no down payment so i was saving every penny and i got a best buy card to start my credit and as of last month i had 3,000 for my downpayment and just enuf credit established to get the car the way i wanted it but my payments ended up being 420 but thats no biggy at least i got my car.....oh and i work 50+ hrs/wk in a factory making/mixing rubber