tc totaled-couple of questions
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Joined: Feb 2005
Posts: 902
From: Long Island
the police report says that it's a LIPA pole. i didn't know who's pole it was, but they told me at the scene that it's not a county or town of north hempstead problem. on the part of the mv104 form, they wrote LIPA as owner. at least it's a property damage issue, which means my insurance won't go up. that's the key-i had a bunch of accidents and wrecks almost 3 years ago, so i'm in assigned risk. the 3 years time period was supposed to expire on Nov21st-which was why i thought about not going thru insurance at first. now that i know it won't affect my rates and isn't listed as a auto collision, i don't care if the insurance company got involved. they'll cover any medical bills, deal with LIPA, and everything else. i wish i had gotten gap insurance when i bought the policy, but i didn't. from now on-i'm gonna make sure i get that.
Originally Posted by peteyd
make sure to claim your cig packs!!! just brining a lil humor to the situation :D
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