What are your experiences with Toyota financing? low rates? It interests me because of the college graduate program. I see the Toyota line cars offer special financing incentives. Has anyone received these incentives on your Tc?

 

I financed through Toyota and was able to get a lower rate (5.9%) than through my bank since my credit is iffy. No problems with them and they did throw in a $50 Toyota gift cert with which I bought an OBX shift **** and two oil filters (for down the road).

 

I got a nice low rate on a 6 year loan through them. No issues at all w/ getting the financing either.

 

they just ran a credit report on me, which i did before i went there. surprisingly, there was no hassle at all. i got the lowest rate through toyota financing.

also, the college grad incentive is worth $500. so anyone thats going to buy a new scion, ask about it since they don't mention or ask you about it.

 

I got the lowest rate Toyota offers (4.7% i think) and got the college rebate. It was definitely hassle free, but make sure you mention that you are eligible for the college rebate if you are.

 

just a throw in as well, i also financed through toyota and it was pretty easy and very fast, they even sent me a $50 gift card as well....very helpful and very nice here in el paso, dickpoe

 

They have a $400 rebate not $500. If you got $500 where did you get it from (city & state)
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I had 3.75% at my credit union, and could get the lowest with toyota at 4.7%

the 3.75% is a better deal for 36/mo even with toyotas $400 and a slightly higher interest rate. (in the long run I would spend $125 more with toyota)

http://www.edmunds.com/new/2005/scio...ves.3.6.Scion*

 

i got 5.5% through them no problems...their customer service seems great too...i was a couple days sendin out my payment and they called to make sure everything was alright...i had already sent it in but it hadnt gotten to them yet but they didnt give me any problems about it

 

I was able to get the lowest rate (4.7%) and the college grad rebate ($400) with little or no credit to my name. My parents didnt even have to co-sign either.

 

got 4.9 on 60 months, financing was the easy part, unloading the junk I came in with the the hard part

 

I didn't finance through Toyota. They wanted to give me a 13.5% finance rate for five years. My credit union offered around 6%. The guy in the finance office was a real dick though. He kept trying to sell me on buying extra ____ and I knew what I wanted, told him this and he continued trying to show me why I should spend more money that I can't afford to spend. It took me nearly two hours because this guy wouldn't let up. By the time I finished, I had had it with his dumb ___. I guess they see a young person and think they have no clue what's going on... first car purchase and all and I went with my cousin, who is younger than I am. Whatever, I got my car.

 

how did u get 4.7% how many months was your payoff? I did 5 years @ 5%, much better than the local banks. Also gave me 400 for being a grad.

 

Sorry about that, you're right. its only $400.

I guess I was lucky and had a nice salesperson. She didn't try to sell me anything I didn't want, or any extras like gap insurance, etc. but I had a nasty feeling about the salesguy who was at the next table over. He kept trying to sell this family a scion with extras... i would definitely recommend going to that dealership if you're in the central NY region. i could give you her name and number, PM me.

 

i put 10k down on my tc the day i bought it. finances ABOUT 10k. i had a credit score of ZERO!. financed with toyota at like 15% really high!. but after 1 year im gonna re-finance with my bank for lower rate. no problems with getting the loan from dealer, too easy

 

I got 4.7% last Saturday + the $400 College Grad rebate...the guy hooked me up because he quoted me a price w/ the 4.7% then showed me a piece of paper stating rates had already gone up to 4.85%.

The financing was by far the easiest part.

The hardest was getting myself 10 minutes to go over my monthly expenses...

I'm hoping I get the $50 gift card too...

 

I'm getting 5.1% with toyota I'm satisifed with it., i'm 22 i have no co-signer and it's all on my credit which is pretty good. And this is my first finance. So again it's 5.1% for 60months.

 

im 19 and i got 11% through toyota. i didnt know anything about the college rebate would i still be able to get it?

 

Also when you go through TFS you'll get a $50 rebate card for Scion accessories.

 

I have straight up ____ty credit, my score is a 611 and I have 4 outstanding collections from 5 years ago, they got me 15% APR for 72, but Im making bank now so Im gonna pay off those debts and refinance next year. I had nothing but a good experience there, plus they dropped 8% off my APR than what I had with Ford.

 

I never got a 50$ reabate, my interest rate is 13%
though toyota.....