$200/month for Insurance
#1
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Join Date: Feb 2004
Location: North West Arkansas
Posts: 586
$200/month for Insurance
I just got my call from Mr. McNair, and he quoted me $2400 a year. Does that sound right?? It may be, it is about $200/month, but my car payments are about 30 dollars more... . I am a 16yr old African American male, I think that is the worst place to be in when it comes to insurance, lol
#4
Check out State Farm. They have a Good Grades insurance plan or whatever they call it. Saved me $15/mo. Also, make sure your insurer considers the xB as a VAN (make sure you see it on paper too). The VAN status will lower your insurance. Some insurance agencies still consider the xB as an SUV
#9
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Unfortunately, the xB fall in the Utility category. So, we are basically paying the more for a smaller vehicle. Fortunately for me, I'm in "good" driver status and I'm 39.
#10
Yeah, I've seen the xB labeled microvan, wagon, and suv. In these parts an suv has lower rates because the driver is "safer" in a crash. Lawmakers are working to reverse that, since the suv is typically the cause of the nastier injuries to others.
I had Allstate when I was younger, had good rates, but found out later that the agent "accidentally" put me as having a daughter and the little tercel wagon as having abs to lower the rate, so he could keep my business.
I can't imagine paying so much for just insurance at that age, but I have a feeling that a 16yo getting a new scion isn't paying for the insurance either, or you guys must be mowing a LOT of yards right? :D
I had Allstate when I was younger, had good rates, but found out later that the agent "accidentally" put me as having a daughter and the little tercel wagon as having abs to lower the rate, so he could keep my business.
I can't imagine paying so much for just insurance at that age, but I have a feeling that a 16yo getting a new scion isn't paying for the insurance either, or you guys must be mowing a LOT of yards right? :D
#11
You should hear what my insurance is. Before i got my xB, i had an eagle talon and boy did i do some stupid sht with that car. So, when i got my xB it went down a bit to alittle under $500 per month and i'm not lying. i have state farm and live in NJ...........gotta love it!!
#15
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Originally Posted by koasterking
You should hear what my insurance is. Before i got my xB, i had an eagle talon and boy did i do some stupid sht with that car. So, when i got my xB it went down a bit to alittle under $500 per month and i'm not lying. i have state farm and live in NJ...........gotta love it!!
Originally Posted by darthgromit
i didn't realize they were selling scion's in arkansas yet?
my parents are living a few hours from you, and have never seen one on the road.
you should stand out nicely when your's comes in
my parents are living a few hours from you, and have never seen one on the road.
you should stand out nicely when your's comes in
Nathan T.
#16
Prior to owning my scion i was paying a little over $500 per month, but somehow with a brand new car my insurance went lower. They classify my car as a VAN................yup i drive a VAN!!
#17
Originally Posted by javageek
I am paying about $300 every six months. I have USAA though, and am 31. They list it as a Utility vehicle as well.
#19
The poor kid has 2 strikes against him ... hes a guy, and hes 16. Dont look for your rates to change for the better until your late 20s.
When i was a teen, i was paying about $90 a month for insurance. Course it helps that i was driving a '78 Nova, but who cares, it was a set of wheels.
When i was a teen, i was paying about $90 a month for insurance. Course it helps that i was driving a '78 Nova, but who cares, it was a set of wheels.
#20
I'm 21, male & married... I have 2 cars. A 1986 Grand Prix that I only have Liability on, and a 1996 Oldsmobile Bravada that I have full coverage on with a $500 deductable. Right now, my monthly payments on my plan (covering my myself & my wife) are $154. After I get take delivery of my '05 xB (6-8 weeks from 06-30-04), my Grand Prix is coming off of the policy, and the box will recieve full coverage, and my monthly payment will be right around $180.
Also, I use Allstate in Illinois, and they consider the xB to be a Wagon.
Also, I use Allstate in Illinois, and they consider the xB to be a Wagon.