My insurance Co. changed my policy on my XB from Wagon to SUV and my insurance
payments are double.......my paper work from the dealer says 5door wagon whats up with this has any one had this prob or what does your ins co have your XB as.....

 

I'd change insurance companies. I have State Farm and they have it as a van. It is not by any means an SUV. If you take one of these off road you'll have to use a crane to get it out.

 

My nationwide coverage has it classified as a wagon.... just and FYI

Classifing it as a SUV is the biggest crock of ____ I have heard, it obviously can be an SUV it gets more than 15 MPG (J/K). I'd ask to speak with a corperate headquarters or something, sometimes local agents are brain dead.

 

The NHTSA classifies the xB as a truck. Toyota made the xB fit the minimum requirements so that the rear windows coudl be tinted from the factory, and so that the vehicle could help with CAFE standards when it comes to their average MPG on their truck lineup: http://www.ita.doc.gov/td/auto/cafe.html

 

USAA insurance originally had the xB listed as a wagon, but in the past few weeks have changed it to an SUV. Im not sure why though, my insurance premium hasnt gone up at all either.

 

it's a wagon, dealer sez it's a wagon, registration sez it's a wagon i wouldn't stand for even making it a van! i have progressive and its 100% wagon in their book

Jeff

 

Um, no - I've had USAA since Feb 4th, when I picked up my xB, and they classified it as a SUV then.......

 

I have state farm, too and I am also considered the owner of a van. That said, my payments are damn low.

 

Actually... I can settle this.

The EPA has the final say.

The xB is an "MPV" which is the same classification they give SUV's.

MPV is for Multi Purpose Vehicle. That designation is determined by cubic feet of interior space for the size of the car (compact, subcompact etc) Toyota didn't have to "do" anything to make it an "MPV" it just is by nature.

The MPV designation is what allows Toyota to apply the tint to the rear windows in all 50 states, yes.

The xB is not a wagon or a van. It's an MPV.

Look on the inside door plate. It should/may also be on your title and registration.

MPV

Your insurance company may have it's own arbitrary distinctions for different types of cars/trucks, but these are not recognized by the federal government. The insurance companies have their own methods and motives for classifying vehicles.

 

Yup, same hear. Though the SUV designation doesn't affect the rates with USAA fortunately.

 

I have Usaa too and didnt pay attion to what group they put my XB in. I did trade in my 2002 nissan frontier for the XB and the XB is 9 dollars less a month them my older cheaper truck. So Im happy :lol

 

I've seen it classified as a "Tall Wagon" in Japan and "Compact Wagon" stateside. Technically I suppose the MPV fits because of the large amount of internal space.

On the street though, I'd fight to the death anyones assumption that it's an SUV. Ground clearance is a big part of it.

 

I'm paying $330 every 6 months from USAA for my SUV! :D About $200 less than what I was paying for my Grand Prix GTP!

 

My insurance lists mine as a Utility Vehicle, not an SUV. Payments are basically the same as my old Hyundai Accent. Go figure.

BTW... my registration lists my xB as a 7 passenger vehicle. :?

 

State Farm call it a "Van" Which is good.

NHTSA categorize it as a Van, along with the PT Cruiser.

EPA categorize it was a Small Station Wagon. PT Cruiser is considered a Sport Utility Vehicle

 

my registration says its a SUV

 

My Registration lists it as a TOYOTA 4DR SDN. This car is no SUV, just check your mileage. That's BS, switch to GEICO.

 

The guy at the new car show called it an upgraded car not a downgraded truck and the paperwork from the dealer and my insurance company call it a wagon. My brother-in-law calls it a minivan.

 

I cant remember correctly but i am looking to purchase a xB in the next 6 months and my insurance company classified it as a Minivan, but they said it would pass for a SUV if it had truck plates which i believe you can get but whats the purpose? pay more for insurance and plates just to not wear your seat belt...

 

Before you switch to GEICO, remember that GEICO gives free radar guns to cops.

http://www.google.com/search?hl=en&i...=Google+Search

George