I managed 7% @ 66 months with my credit union

 

6.00% @ 60m w/ Credit Union

 

6.35%, 72 month, no money down, credit union

 

5.95 60 mo

 

4.9%, no money down, 48 months, financed thru Toyota

 

Crap I should have pushed for a better rate. I put a lot down, too! I guess I was a bit too eager. At least I got a better rate than the finance sheet they posted in the showroom.

 

4.5% through credit union. This was way better than the 7.9% that Toyota was offering and I have excellent credit.

 

Hmm, maybe I'll do the credit union thing next time. Hopefully I won't buy again for another 5 years or more (unless I starting living it up).

 

i have 0% for 125 months

 

6% thru my credit union

 

4.1% from Toyota financial services. Put $3k down

 

WEEEEEEEEEE 12.9% for 72 months! God damn credit card companies for trusting me when I was 18 and 19! hahaha

 

DAng man! lol. Thats like buying a $22k car. haha. JK, maybe not that much but what was your total financed?

 

Same here. I have been trying to improve my cred for the past 2 years. It takes a long time. I put $1,000 down. I am going to refinance in 6 months though and get a better rate.

 

umm You are about right on... If I stick to min. payments (not going to though) I think it is somewhere around 23k... Well worth it though, this was the only way I could get an xB!

 

4.9% and I rolled $3400 on top (last car neg.eq) no money down.

Scott

 

Through toyota was 8.55% but later refinanced w/ credit union @ 5.24%

 

I've never refinanced a car before. Is it a pretty easy process? I dont want to spend all day at the bank.

 

im in the exact same boat as you.

woo!

 

I thought it was easy...
-I filled out a online application
-got approved within 1-2 business days
-recieved packet in the mail
-followed the instructions
-sent out papers to toyota and my credit uion
-Several days later everything was processed and completed