Krayziebone99th

I know I've been posting a million questions lately...but I'm on my last leg of deciding what I'm going to buy.

WIth a loan on a car, the bank needs the car to be "fully covered", what exactly does this include? I currently have liability insurance, the lowest insurance required by law. WHen I go thru sites to get quotes, they want me to specify what i need covered, and they give me a million choices. I really don't know what needs to be included to satisfy the banks needs, anyone know? Also wondering what ya'll are paying monthly for insurance...

thanks

-krayzie

daramg

It could vary depending on the bank but for my xB, my bank required liability and collision with minimum $500 deductable.

I would not be comfortable with only liability coverage for my xB anyways.
I am paying around $690 for 6 month with prior accident record. I paid $540 for liability only for my 94 Civic so xB was certainly a good deal!!

dugzilla

I paid more to insure my 89 taurus than I do for my xB

Max

You will need comprehensive insurance for starters, and maybe more depending on where you live. Call up an agent, they will know the requirements in your state.

YourNameHere

im 20 and i pay about 2200 a year with a clean record. its just sucks cause im 20.

chunk13

damn dude, i m payin $857ish w/ $1k deductibles(comp and collision) for this 6 month. this is in nc. i couldnt imagine what it would cost if i still lived in the home land (a small town next to phillipsburg, nj=this part is for yournamehere). iturn 21 druing my next 6 months so it should drop.

Sciond

LOL when I lived in NJ my insurance was $6800 for one car Eclipse GSX when it was new...now I pay like $700 a year for all 3 cars in my sig,,,,,umbrella policy

chunk13

sorry for the small thread jack, but stay outta jersey for low insurance rates...it dropped like $4000 for me and my parents or something stupid when we moved down here

YourNameHere

ya, NJ is not the place to go for good car insurance rates. its not to bad, my policy is loaded cause i dont want to have to worry about driving my car. one reason i went with the xb is because my sencond choice ,the new GTI, would have destroyed me for yearly insurance.

trainman0978

you are gonna need collision, comprehensive, uninsured motorist, and liability, also known as Full Coverage. If you are under 21 try a company called cotton states ins. if they are in your area. When I was in high school and living with my parents we used them and got good rates for my brother and me and we had fairly new vehicles. If not try progressive , or allstate. and try to call a local agent, the internet doesn't always offer discounts that could be available to you.

chunk13

i have allstate and they have excellent customer service. my agent and dealing w/ corporate have always been easy to deal w/ and as pleasurable an experience dealing w/ and insurance company could be

SkeeTownBox

250 comp
500 collision

im 22

$708/6 months! yaaaaay

--Dennis

kewlbox

I have 50 Ded. on comp.
500 ded. on collision

And Pay $266.90 every six months

It pays to be married, 40, and no kids old enough to drive!!!

EnvyMe

Anyone in Cali need insurance on their xb? I'm an insurance agent.

If any one would like a quote, send me a message. I am a broker in Southern California and am able to shop with many companies in order to get the best price.

=)

trainman0978

allstate is where its at. got home owners and auto with them. could not be more pleased. had my windshield chips repaired the other day for the free.

MajickXb

For my 2004 xB I pay $54/ month with a DUI and an accident on my record!
I love my insurance agent! Anyone need a hook up in Colorado???

peterbrowne

In Canada they usually require:
Minimum $1, 000, 000 Liability
All Perils $1, 000 Maximum Deductible
All Perils = Comprehensive and Collision

kyxbgal21

My fiance and I pay about 1680 a year for his truck and my XB and we have full coverage. To be honest I thought it was going to be higher.....

SuperToaster

State Farm Full Covereage including GAP, uninsured motorist, theft, fire ect..

$50.00 Comp
$500.00 Collision

81.00 a month. State Farm offers no discounts by paying every 6 months or even yearly so we dont.

Good people though.

Cyyclopse

91 F150 w/Liability and glass breakage w/no deductible $47.80/mo.

06 xB full coverage and $500 deductible $78.18/mo.

This is with State Farm.