I guess getting old reduces one's insurance Progressive $335 for 6 months = 55.83 a month and I have about 5 more payment left before I own it.

 

Just renewed my geico policy last month and the rate stayed the same???

 

My girl has Geico. Her previous car was a 05 Vue and then called Geico when she got her 06 box and her rates also went up about $35/m from $60!!!! Damn! She's 36 with a perfect driving record. I'm gonna toss her on my American Family policy and my toaster will go down to about $63/m and hers will be at $65 with substantially much better coverage (full glass, $250 collision and $500 comp 50/100 liab and un/under). I'm abso positive 'cos I have multiple policies for my Harley, life insurance and renters.

Ditch the lizard and move on!

 

yeah, wow, tell your geico agent that you want to see some documentation about how your xb suddenly became less safe to operate and that you'll be taking your business elsewhere if this is how their going to treat such a longtime customer with a clean driving record.

and yeah, i pay 197 a month for maxed out coverage from esurance down from 236 the previous 6 months. just to insure my precious tc.

 

Cause tC owners get nailed with the sports car rate.

 

that...and a few...dozen...speeding tickets...that seemed to have rapidly accumulated since i purchased my tc...but i can't seem to determine if there is any correalation between these occurances...

 

Lets not forget that your credit score also effects your insurance rates as well. Low credit score, more of a risk you are to insure according to insurance companies.

 

you want to know something funny i was thinking about making a change so i was getting quotes from geico here is a list of cars and prices compared to the xb
350z-212 a month
tc=200
08 xb-194
08 wrx 204
07 sti 399 a month ahhhhhhhhhhhh
my 05 xb 147 a month

 

Wow 150 a month for an xB. I pay 150 a month for all 7 vehicles. a Jeep, Ranger, Sentra and xB plus 3 motorcycles.

 

The rates state-to-state, county-to-county, city-to-city, and even neighborhood-to-neighborhood vary wildly.

Just moving from one apartment to another less than three miles away put me into a different rate zone and dropped my rates.

Someone in NYC and someone in rural Nebraska are going to see different rates.

Tom

 

they just pick the highest to insure usually i have a geo tracker on my insurance to

 

Ok followup:

Tomas is right (as usual) it appears that it was a twofold increase.

First because of the decreased safety rating (perhaps they just started this because some of you that have paid in previous months don't have it but one other post did say theirs went up as well).

Second - the insurance rating for my area worsened . . .. And this is why I hate insurance companies. The idiots down the street can't drive and they penalize me??? This is discrimination! Just because I live around a bunch of inbreeders doesn't make me drive like them. I think it should be based on my driving record, not some statistic that says i'm more likely to drive off a bluff because 3 of my neighbors have.

Anyways, Tomas was right in that I went around looking for new car quote rates and sure enough . .. . They were higher when I put in my car type AND my address. If I changed the zip code to one for Huntsville which is 60 miles away the rates went down some.

On a side note . .. . If i changed various other vehicles the rates also decreased so clearly the 06 xB isn't as insurance friendly as it once was.

 

if i my insurance provider jacked up my rates for something like that, i'd tell him i'd going to be shopping for a policy elsewhere, and have a nice day.

 

Mine is listed as a recreational vehicle because it isn't my principal daily driver so that might be why mine didn't go up.

 

Damn I have to renew my policy with Geico in about a month, hopefully it doesn't increase too much....

Right now I'm paying $44 a month through Geico on the xB and $54 on my SS Camaro(not a daily driver but Ins companies hate them). Full coverage with 250 comprehensive /500 collision deductible on both. Kinda suprising how cheap it is considering I'm about 10 miles from Mexico.

I guess no tickets since '94, being married, being somewhat old, good credit, and military discounts helped a little

 

My previous car was a 94 Geo Metro and when I got my xB I kept both insured - my rate went down from just the Geo and the Geo only added $80 a year to the policy. After driving the xB and waiting for the Geo to be repaired going back to driving the Geo was too much of a position and quality of ride shock - whooo man was there a difference! So I ended up junking the Geo since the suspension repairs needed were too extensive.

 

As many others have already stated, your residential location plays a massively significant role in your insurance rates. I live only 3 miles north of the Harris county line in Texas, yet my insurance rates are almost 1/3 less than what they would be if I lived in Harris county. I am paying $110 per month for 25-50-25, $200 ded., list replacement value on everything in and on the cars, on an '08 and '06 xB. My rates would be over $140 for the same exact coverage if I lived 3 miles south. Crazy!

 

I just put my 05 xB with 30k on my policy and for full coverage with all the bells and whistles i pay 1300 a year in NY

zero pts etc etc

i thought it was cheap.

 

Mine is listed as a "second vehicle"...for three vehicles my rate is $480 for 6 months...I even lowered the deductible on my comprehensive to $50 (i need a windshield) and added towing this renewal (for my other car). Allstate has been good to me

 

I must be the lucky guy...I'm 47, clean record and have 300/100/25 full coverage and $500 ded. My premium is $51.17/month. This includes discounts for accident free, multiple vehicle, and multiple lines.