I'm so close to purchasing an xB, I'm switching from a wrx for more economy. This is my main concern getting a truly economical car for college. I was just curios if the Scion's specifically XB are getting good rates. I've been looking at quotes, but there all over for some reason.

 

I have a lower rate on my xB than I do on my Civic.

For both vehicles combined, we are paying $1250 every 6 months. Then again, there are two of us, with 2 cars and we are married.

 

I traded in a '06.5 xB for an '08 and the rate went down $9/month. We just got our renewal and it went down another $6, but I don't know which of our two cars caused it.

 

We've got a '99 Durango and the '08 xB. We're paying just under $590 every 6 months. We're married, two kids, clean driving record for a long time, and been with the same company for quite a while. They even forgave my wife's speeding ticket a couple months ago.

 

As far as I know rates are dependant on credit score, age, record, vehicle, location. This will vary greatly from person to person due to those factors. I know Allstate uses all that, and I also recall someone a bit ago stating they didn't have the xB in their system yet.

 

Yes, while I mean this with no disrespect whatsoever, you are also 20 years older than me. I hope my rate is that low in 20 years ;)

 

I certainly wasn't bragging and meant no disrespect. 20 extra years of (moderately) good behavior on the roads will certainly bring the rates down Staying with the same company helps, as well. Our rates are probably 40% lower now than when we started.

(In fact, I never even looked at your age until it was brought up by another poster - it's not something I really care about.)

And, it'll have to be the age that's the difference, because your credit score _can't_ be that much worse than mine...

 

I am 23, clean record and my insurance is about 650 for 6 months. I have $500 deductibles though and the company is geico. It's so easy, a caveman can do it.

 

i definatly noticed a drop in the rates. i had a 2002 nissan ser spec-v and my insurance was 1050 every 6 months, my rates dropped about 300 bucks every six months. now keep in mind i am only 19 and still on my parents insurance, have a good driving record and excellent credit score. but that is very good for my age and if i went on my own insurance they would jump to around 600 bucks a month for some reason.

 

I went from an 04 Mustang ($1800/6months) to a 06.5 BSP xB (1140/6) to a 06 RS4.0 xB (1020/6) to a 08 xB (1030/6.) They are not that bad insurance wise, my insurance is under my name not the 'rents and has been since my 99 Saturn

 

I use MetLife and I called them yesterday, although my gen2 VIN# shows as an 08xB they do not have the 08's on their Computers yet...
There is also a problem when they submitted my details to the CA DMV, there was no match on their computers either, so they couldn't register my insurance with them...

BTW, my premium dropped $13 from my old 06 1/2 to my new 08.

It isn't much but at least it didn't increase!!

 

I went from a 2005 Mazda3 to my 08 xB and my insurance went down as well.

 

I am 23 single and have a ticket on my record but my insurance is only $153 every month but that is including my xb2 and a 1968 ford F150. i got the truck on there so i can receive the two car discount.

 

We use allstate and our rates actually stayed about the same we are both between 35 - 40 with moderate driving records. We are paying 240 a month for 08 xb, 01 Escape and 79 F150, with only two drivers listed.

I believe that I had posted about the xB's not being in the ins. computer, but that has since been resolved. It took Allstate about a month to update their systems.

 

My wife and I are both 30. We have statefarm for homeowners and auto. We recently traded her '01 civic for an '07 Camry SE and traded my '05 Tundra DC for an '08 XB. Our car insurance went down a total of $30 to bring our annual total to just under $1200 a year.

 

I was paying 750 for 6 months with an 03 Matrix Xr, and when I got my 08 Xb it went up 30 bucks a month. I have heard that allot of companies do not have the 08's in the system and rate it as a Tc which can really jack up your insurance since it's listed as a sports car. I rated on the site with an 07 Xb and my insurance didn't change. I am shopping around for better rates.