NEED ADVICE..........FINANCES AND SUCH
#1
NEED ADVICE..........FINANCES AND SUCH
Alright well let me warn you I am going to ramble a bit so hopefully to the few that actually read all of this and respond I appreciate it.
I currently own a 2008 scion xB.....duh; I traded in my first gen which I financed along with this car......Long story short I owe about $16,750 left to pay off. Basically My first car= the money left I owed on the loan. Financed the second with basically no money down.
I am trying to figure out if I should sell or if I should keep making payments; love the car to death but its such a burden along with my debt. If you can help me I would appreciate it. I am going to list what I have and maybe get a ballpark figure of what I could get for it.
2008 Scion xB(black(
17,000 miles
Exterior
-Aftermarket billet grille painted black along with fake air ducts
-HID's(can't remember brand)
-16" sportmax rims with brand new falken tires
-Smoked tails(also have stock set too)
-Smoked reverse lightI(also have stock one)
-Reverse Camera
-Black tint on rear windows
Interior
-PANCQVD6503U(In-dash Double Din DVD Player...connects to rear view camera)
-Garmin GPS on dash
-Dynamated the complete interior
Performance
-Strup Axle-back Exhaust
Suspension
-TRD Front strut bar
-TRD Rear Sway Bar
-Tanabe DF springs
The only thing that is really f-d up is that I have a cut-out of my 15" flipdown so there are 4 holes and a tennis ball sized square where the flipdown was.
**Also have a 7 year 100,000 mile warranty on it**
I am trying to get a 1996 Acura TL 2.5 for $3,000 which seems ehhh
150,000 miles roughly.....acura is a decent and Im sure i am going to have to put money into it from time to time but please someone chime in.
I currently own a 2008 scion xB.....duh; I traded in my first gen which I financed along with this car......Long story short I owe about $16,750 left to pay off. Basically My first car= the money left I owed on the loan. Financed the second with basically no money down.
I am trying to figure out if I should sell or if I should keep making payments; love the car to death but its such a burden along with my debt. If you can help me I would appreciate it. I am going to list what I have and maybe get a ballpark figure of what I could get for it.
2008 Scion xB(black(
17,000 miles
Exterior
-Aftermarket billet grille painted black along with fake air ducts
-HID's(can't remember brand)
-16" sportmax rims with brand new falken tires
-Smoked tails(also have stock set too)
-Smoked reverse lightI(also have stock one)
-Reverse Camera
-Black tint on rear windows
Interior
-PANCQVD6503U(In-dash Double Din DVD Player...connects to rear view camera)
-Garmin GPS on dash
-Dynamated the complete interior
Performance
-Strup Axle-back Exhaust
Suspension
-TRD Front strut bar
-TRD Rear Sway Bar
-Tanabe DF springs
The only thing that is really f-d up is that I have a cut-out of my 15" flipdown so there are 4 holes and a tennis ball sized square where the flipdown was.
**Also have a 7 year 100,000 mile warranty on it**
I am trying to get a 1996 Acura TL 2.5 for $3,000 which seems ehhh
150,000 miles roughly.....acura is a decent and Im sure i am going to have to put money into it from time to time but please someone chime in.
#2
Dude, Keep your car! Your box is going to last way more than the acura. Also, this is your first year of payments on the car, I know right you pay alot of interested but with time you get 16k down to 0.
#3
Yeah dude, i just traded my RS3 in for a gen2 and my payments went up to almost 400 a month but im gonna stick it out because I love this xB, and whats the point of buying a car ur gonna have to put money into? The xB will last you forever. Just keep up on the general maintenance.
#4
NEW NEWS......................
gonna buy my moms 1999 ford explorer for 800 cash
so now my issue is how much I could get for my car
so lets hear some numbers pop
appreciate the timely responses from people; I truly do
gonna buy my moms 1999 ford explorer for 800 cash
so now my issue is how much I could get for my car
so lets hear some numbers pop
appreciate the timely responses from people; I truly do
#5
Honestly I doubt you will be able to sell your XB, for what you owe some one can buy a new one with no miles for a bit more than what you owe. I would either try to stick with it and maybe find other ways to save money. Your credit may be in jepordy. Sorry to sound negative, good luck. Remember most people wont care about any of the modifications even if they are getting a better deal.
#6
Refinance for a longer term. If you have a 7 year 100k mile warranty you can take a new loan out for a longer term and have your car backed by your warranty. If you get rid off it you going to lose money on the Box and buying a used car you will have to invest alot. Acura's are high maintenance and expensive to fix, especially after 150k.
If you have $3000 to buy an acura send that to your bank and refinance the box.
If you have $3000 to buy an acura send that to your bank and refinance the box.
#7
well shoot a number out there......do you think 15,000 flat is decent considering mileage first then mods....priced it out for two differnet places......kkb and nada.
came up with this
Excellent
$16,135
Good
$15,115
came up with this
Excellent
$16,135
Good
$15,115
#8
Look s like you already have found car, so you just need to get the most for your XB.
I would go to the dealership and get the warranty refunded. They will prorate it and because the car has such low miles you will get most of what you paid for it back. I figure you paid between $1500 and $2000 for the warranty so if you get 80% of it back that would put you close to what you can sell the car for. When you go in to the dealership they will try to convince you to keep the warranty by telling you that you can get more for your car if it has a warranty. Don't listen it makes little to no difference in the selling price whether a car has a warranty or not. Especially on a car that is known for being very reliable. I own a small dealership and I am speaking from experience. I hope this helps.
I would go to the dealership and get the warranty refunded. They will prorate it and because the car has such low miles you will get most of what you paid for it back. I figure you paid between $1500 and $2000 for the warranty so if you get 80% of it back that would put you close to what you can sell the car for. When you go in to the dealership they will try to convince you to keep the warranty by telling you that you can get more for your car if it has a warranty. Don't listen it makes little to no difference in the selling price whether a car has a warranty or not. Especially on a car that is known for being very reliable. I own a small dealership and I am speaking from experience. I hope this helps.
#9
I saw a used HTM 08 xB at a car dealer here...
$19,000. I didn't know our cars appreciate in value...
Click here if you don't believe me...
I think I'm going to sell mine and turn around and buy a new one. Make some money.
$19,000. I didn't know our cars appreciate in value...
Click here if you don't believe me...
I think I'm going to sell mine and turn around and buy a new one. Make some money.
#11
http://www.cars.com/go/search/detail...eadExists=true
posted it up; I'm not expecting 17,000 I am just throwing that as a starting point and work on slimming the number depending who is gonna buy and if they want all the accesories
Also I was searching up some used and almost brand new ones and they start aroun 17,995. I am hoping to get around 16 but won't go below 15 g's if anyone know someone in the NJ philly area let me know
posted it up; I'm not expecting 17,000 I am just throwing that as a starting point and work on slimming the number depending who is gonna buy and if they want all the accesories
Also I was searching up some used and almost brand new ones and they start aroun 17,995. I am hoping to get around 16 but won't go below 15 g's if anyone know someone in the NJ philly area let me know
#15
I am selling the following
Glossy Black Front Grill and Fake Air Ducts
HID kit
Rear View Camera
Smoked Tails
Smoked Reverse Light
Strup Exhaust
16" Sportmax and Tires
TRD Front Strut Bar
TRD Rear Sway Bar
Tanabe DF Springs
Stock Mats
Panasonic DVD Player(PANCQVD6503U)
Garmin GPS
Auto Page Remote Start
609-217-1734 is my cell;(if i dont answer text; i work overnight so i sleep during the day) looking for local pickups for all items;not trying to ship
NO REASONABLE OFFER REFEUSED and to be serious I will most likely take first offer if it isnt retarded
I am also trying to get the following stock parts dirt cheap so if you know anyone or yourself text me.
I need a stock grill
stock bulbs
Rear Wiper
Stock Exhaust
Stock Wheels and Tires
Stock Springs
Spare Wheels and accesories like jack and yada yada
Little xB emblem
Glossy Black Front Grill and Fake Air Ducts
HID kit
Rear View Camera
Smoked Tails
Smoked Reverse Light
Strup Exhaust
16" Sportmax and Tires
TRD Front Strut Bar
TRD Rear Sway Bar
Tanabe DF Springs
Stock Mats
Panasonic DVD Player(PANCQVD6503U)
Garmin GPS
Auto Page Remote Start
609-217-1734 is my cell;(if i dont answer text; i work overnight so i sleep during the day) looking for local pickups for all items;not trying to ship
NO REASONABLE OFFER REFEUSED and to be serious I will most likely take first offer if it isnt retarded
I am also trying to get the following stock parts dirt cheap so if you know anyone or yourself text me.
I need a stock grill
stock bulbs
Rear Wiper
Stock Exhaust
Stock Wheels and Tires
Stock Springs
Spare Wheels and accesories like jack and yada yada
Little xB emblem
#16
It may take more time, but you'll end up with more money if you sell the aftermarket stuff separately. (probably a good idea to leave the deck and the rear view cam, that will get people interested). Try getting a refund on the warranty too.
You got any pics of the damage you did with the 15" flipdown?
You got any pics of the damage you did with the 15" flipdown?