$400 per month / traded in my 1998 F-150 for $3500 - added $6K in add on stuff to my xB , OEM Navigation, 19'' TRD wheels w/ TOYO's , Scion leather, OEM Fogs, TRD intake... I would of rolled in the TRD super charger if they would of let me...

 

Nice..Yeah some people wish they could finance that bad boy too. Toyota wont let us though sorry,

 

255, traded in my 2000 Jetta VR6 and put $500 down.

 

$344, $0 down, $2K negative equity from the 06.5 Shadow Mica, GAP insurance

 

$388, 0 down, 3.5k upside down (from the gen 1 ), GAP insurance, too....

 

$420/month, $500 down and $5000 on a trade for my '03 Ranger

 

i put 1000 down, first car at my name im 22 $430 with insurance included, bone stock

In Puerto Rico you can have your car insurance included in your payment or buy it alone and pay it anually

 

^^thats sick!! is there a dealership down there? if so how big? are they a popular brand? my GF is puerto rican so I love hearing about it lol

 

312 a month. No money down

 

A better question is, "What was the sales price of your xB?"

Monthly payments are widely variable based upon trade-in, dealer's over allowance on that trade-in, better or worse credit ratings which affect interest rates, on and on.

The actual sales price would be obvious (www.scion.com) except not all dealers are sticking to Pure Pricing.

Mine didn't after I told him that Beaman Scion in Nashville was selling on eBay at list OR BEST OFFER.

Now, that certainly allows for negotiation.

I pushed it with my dealer and got $750 off sticker in January.

Dealers get a "kickback" so to speak from the companies who write their contracts. It's perfectly legal. Best to go in knowing what you can get from your own bank or credit union.

Be aware that they cannot require you to purchase credit life insurance (pays off the car if you die) or gap insurance (in case you total the car and owe more on it than it's worth - pays off the loan).

Know where you stand. Do you homework. Work a good deal.

Oh, and it's not necessarily a good deal to have car payment and insurance payment in your loan. Most insurance companies will let you make payments on a monthly basis with no extra fee or maybe a $1.00 extra charge. Insurance premiums on top of a loan automatically makes your car worth less than the note if it's totaled.

Of course, the insurance premiums could be refunded for the remaining time but they're pro-rated by Rule of 78 which, essentially, says that most of the money is earned immediately and there's nothing to refund (or maybe a few dollars).

B.

 

^^good question lol I paid $17,500 or so and after TTL it was about $20,000

 

I leased. I pay 198.00/month, $2000 (cash) & '98 New Beetle ($2800) down. Through toyota financial. 3 year lease. Buy out is $10,000. However I also had Zero credit when I got my lease!

 

go to another dealership bro, that's total bs right there. they need to sell cars more than you need to buy them.

when I bought mine (06/200 the best toyota financing was @ 5.50% so I'm at $330-ish with 4k down. the payments depend on time and finance rate, so you should consider that too. i'm at 48 months.

 

Car dealers are hungry right now, but with "pure" pricing not much to deal on, so negotiate your rate, that will influence your monthly payment. I was emailing 3 dealers and got down to 4.99% through Toyota Financial, 5 year, $2k down, no trade in, payments are $275, and they delivered it to my house, never went to the dealer. One other dealer would go to 4.99% but I had to join some obscure credit union, and the third could only do 6%, until I told him I already bought it at 4.99%, then he could match that!

Look at what other dealers are offering for financing rates for other cars and ask if you can get that. Check out what your credit score is on creditkarma.com, it's free to get just the Transunion score, mine was good - 725 so had no problems with financing. If your score is low, might not get good rates.

Good luck!

 

I do encourage ASKING for price breaks even with pure. It worked for me. It might work for you.

The worst they can say is no. They won't hit you. They won't kick you off the lot. It'll just be a simple no. Doesn't hurt to be told no.

Could hurt, though, to find out you could've saved a few hundred dollars and didn't.

5th generation horse trader.

 

1. yeap, we have like 15 around the island
2. they are normal size, here almost every dealers is pretty small, they exchange their cars between thems
3.yep, they are a popular brand, the most common to see is the 04-06 xB and the tC but with a lot of chromee, here we have a 400 turbo tc and some others Scion toys

 

thats awesome to hear that!! when you say 400 do you mean 400hp tC?