hello to all longtime reader first time poster here. I was looking in getting into a xB soon i was wondering if anyone in the houston area knows where they can finance one with someone that has no credit and is 19. i know its going to be hard but just a question that i need answered badd lol. well thanks

matt

 

Good Luck man, and be sure and hit us up when you get your BOX!!! Later!



Roger

 

Go see Brett and Jeff over at Joe Meyers... can't think of anyone else better..... in Houston that is.... they can get you if anyone can... I have even sent family members to them before.

Good luck and be sure to post up when you get your new ride.

CC

 

Thanks ill go check it out

 

I was 18 when I got mine. I went in there with nobody to cosign for me and came out with a brand new RS3. ANYBODY will finance you...finding somebody who will get you a decent interest rate that doesn't make your anus sore every time you pay a note is what you want to do. ....I didn't do that.... lol

 

i thought i had bad credit... but i went to mike calvert toyota/scion and i got 10%

> no cosigner
> no money down

ask for ray mogdan or something like that last name. he'll get u hooked up.

 

Hi Matt.............The Mad Scion-tist here at Cowboy Toyota in Dallas.......I got a good
friend at Sterling McCall in Houston that can hook you up and show the different 1st
time buyer programs that are available to SCION buyers. The number is 713-270-3900 and ask for Chris in the SCION DEPT. Be sure and post up your pics when you pick up your ride..........Then when you get ready to make it "MAD" come see me and I'll hook you up. TMS aka The MAD SCION-TIST aka Ron

 

Thanks for all the help this will def. help me in buying my scion

 

I thought you're 95 years old. Good luck in your purchase. All these dealerships mentioned above will take good care of you. PEACE. D2E.

 

wow i just now noticed that one lol thanks

 

Come check us out. We're at US59/Grand parkway, right next to first colony mall.

Just ask for me (Apollo Chang), I'll make sure everything is as easy as it can be.
Call me before you come in so i can tell you what you need to bring in so you would not have to make any extra unneccesary trips.

 

I would be glad to help. You will find that a co-signer will help you out tremendously. If you have to do the loan just under your name, you will likely need to be able to prove your income and have a good down payment. As stated early in the thread, you will pay a higher rate than average. That is where the co-signer comes in. If you have a good co-signer, you can get the same interest rate that your co-signer will qualify for.

That could cut your interest rate from around 15% down to as low as 7%(depending on Co-signers credit score). That equates to about $50 a month over a 60 month loan = $3000 in interest saved.

If you would like you can fill out an online credit application here.

https://secure.gstadmin.com/CreditAp...oe+Myers+Scion

Feel free to PM me through here if you have any questions. We have about 25 xB's left in stock so we should have one that would work for you.

Congrats in advance on the xB.

 

I would be glad to help. You will find that a co-signer will help you out tremendously. If you have to do the loan just under your name, you will likely need to be able to prove your income and have a good down payment. As stated early in the thread, you will pay a higher rate than average. That is where the co-signer comes in. If you have a good co-signer, you can get the same interest rate that your co-signer will qualify for.

That could cut your interest rate from around 15% down to as low as 7%(depending on Co-signers credit score). That equates to about $50 a month over a 60 month loan = $3000 in interest saved.

If you would like you can fill out an online credit application here.

https://secure.gstadmin.com/CreditAp...oe+Myers+Scion

Feel free to PM me through here if you have any questions. We have about 25 xB's left in stock so we should have one that would work for you.

Congrats in advance on the xB.