I'm paying about the same in the end (actually 27969.48 ). First taxes got me (9.1%) and the fact that I got the prepaid maintenance and 7 year / 75,000 mile warranty. Also got about 1500-1600 in extras.

But I'm paying $500 per month, so I should be able to shave off some of that interest. Plus next year I'll start looking at re-financing options.

 

Disgruntled - Best of luck to you. Hey maybe you'll be a BIG WINNER in this Miami trip giveaway...that way you can pawn it off on eBay and put the $$ to the Scion and TFS!!

Dzuniek - how much did you put down? With # like that, why not just pay it all the way off, unless you bought it used

 

$495/mo - tC
$375/mo - Insurance
$870/mo

 

WTF!!

i pay 600yr for insurance, you must be higher than high risk

 

I pay 343 a month, 18500 financing.

 

Nothing its been paid off for like 8 months. Put a 6500 down and paid the rest off (180 a month) in like 1 year. Feels good to have no car payment and I paid my insurance off for 1 year.

 

I pay $356.00 a month for 66 months with extended warranty and Lojack. I put $3,000 down and my APR is 7.9.

 

19K the first day. I had to finance the $0.35

 

$218/mo for 5.5 years ($12,500 financed)....gotta love good credit!

 

It's truly not that bad lol. It is only $27K if I just pay the minimum, just like a credit card. The trick is to pay more then the minimum. I can afford it and I feel comfortable knowing that this car is going to be basically maintenance free for 55k, except new tires once every 12-18 months.

 

RemoteStud, I'm paying the exact amount as you: $495/month.. but for 5 years! My friggin interest rate was 12.1%!! .. insurance hits me at $155/mo.

 

442 a month for 5 years with just the basic warrenty. damn looks like my payments are way up there sounds like i should refinance my car. lol or just trade it in for a faster one

 

$110 / month, for 2 yrs.

 

$0. Paid for up front in cash.

 

I am just wondering why some of you put $0 down and pay for this car in such a long period of time?

Doesn't it get bother you to think how long you will be paying this car? Like 72 months and such....

I am planning to put down 13k for the car, which cost 21k OTD. 36 month financing. I might pay it off earlier though.

 

bout $350/mo for 5 yrs, w/ extended warranty, 6.35APR(woulda been 6.5 for myself but got a co-sign) and put 500 down for a spanking new 07 Spec tC w/floor mats and iPod compatable cd player(car was a dealer trade cuz I wanted a BSP and was told it had these options and gave them the go ahead). This is my first ever car purchase and was surprised at the finance I got.

 

I agree with UNLTD

You end up paying so much more just because of interest.

Let's say, hypothetically speaking, you take out a 20k loan for 5 years at 6.25% (6.25 because that's the rate I got).

According to the online loan calculator I used, that's a 388.99 monthly payment.

Multiplied by 60 months, you get a total of 23,339.40.

Do the subtraction, and you're paying an extra 3,339.40 in just interest.

 

$0.00 paid for the car on the spot.

 

of course, but not everyone has the available cash for a large down payment. the more of the total lump sum you can afford not to finance, the more money you're going to save in the long run.

 

I wanna pay her off but i know i shouldnt