You're too well off to understand...
...what it feels like to live paycheck to paycheck.
...what it feels like ask for a due date extension on your utility bill because you don't have enough money.
..what it feels like to hope that no emergency comes up knowing that you don't have any funds to cover it.
...what it feels like telling your friends you don't feel like going out when the real reason is because you're broke.

Yeah, some of that stuff might be extreme but it's a reality many people struggle with everyday.
Many not too many people in your circle are like that so you might not understand.

You do have to understand that many of us started off with a $500 beater and had to work our asses off to build our way up to better things.
We didn't have the opportunity to have nice things handed to us...good grades got us a dinner at a nice restaurant, not a new car or a supercharger.
So when you are okay throwing around money like its pocket change, some of us will get offended.

 

I wish my good grades got me a supercharger

 

Why anyone would consider selling any property they have with the current economy is beyond me. Think about it; the car dealership still probably can't get any loans from the bank, so they're going to lowball you on a trade-in and rape you on a payment so they can hang onto what money they have.

 

And no one likes rape, at all

Hey...I never got those pictures CDogbert....lol

 

your young but don't be stupid, stick with the tC.

just mod it

 

Depends on which end of the rape you're on. I prefer the term "surprise sex", anyway.

I've sent you the picture like four times now. Short of driving to KC and giving it to you, I don't know what to do.

 

lolz @ suprise sex

email dem!

 

if you trade in the car go with g35

 

Even though you want a Z

 

Excellent post! I hope the OP reads it and gets a clue, because it's very true.

 

You can't comfortably afford to make payments on a car, unless you're able to make a full payment and pay that months insurance, with 1 week of pay.

(($10/hour*40hours/week)*.8 for taxes) = $320. At a very low $150 a month for insurance (this is probably impossible for a sporty car in NY with an 18YO as the primary driver), you're looking at $170 a month.

So here are your options.

1) You find an amazing deal on a car, so you trade in the tC and buy it. You spend $320 a month for insurance and a car payment, and in 5 years the car is paid off. You're now going on 24, insurance will drop, and you have a car worth $10,000 to trade in. You can trade in the car and have payments again, OR you can get an apartment.

2) You stick with the tC through college. You take that $320 a month and put it into a savings account. By the time you finish college, you have $19,200 (before interest) sitting in a savings account, a paid off car (worth about $8,000) and your insurance is about to drop because you're going on 24. So now you have near $30,000 at your disposal. You can afford to live on your own AND get a new car, or continue to stick with the tC and make a down payment on a small house.

 

well said

 

Keep the tc, you're too young to be driving anything with over 160 hp.

Be happy your parents got you such a nice car. I wish I could have had a tc at 18 with the help of my parents.

 

yea cause the Z is better, more to work with and more potential..you can easily find a used g35 for cheap. Maybe around 14-19 thousand. Since the G37 came out there has been an up rise of used g35 for sale.

 

Well I'm 18 and just bought a used tC... and I literally could not have bought it without help from my parents (no, I can afford it easily--I'm working full time). No bank would let me take out a loan without a cosigner.

Just something to consider. Granted I had no credit history prior to this, so I don't really know how any of that comes into play.

 

work and go to school for four more years and get a well paying internship. By the end of college you will have a large sum of money to use as a downpayment and a car to trade in. I have gone through the same thought process you have, and I set aside money out of every paycheck towards a car. test drive the car you want every once in awhile and look for a car just coming of a lease.

well good luck with what ever your choice is and make all your payments.'

Finally is the car fully paid off? Thats what got me when I traded in my first car for the tC.

 

sell the tc and downgrade to a yaris or something. therefore you can save even more money

 

I say 1.8t GTI. More specifically a 20th Anniversary GTI, which gets you a lip kit, 18s, lower suspension, custom recaros, etc. so you don't have to do any cosmetic stuff. You can get one under 15k. Spend a little money mod'ing the engine, and you end up with a good looking, fast car with great gas mileage and plenty of money left over to put in the bank to please everyone else that's posted.

 

until the VW breaks, and once it breaks it doesn't stop AND it's a biscuit to get fixed b/c of the parts' cost.

 

Forget ALL of them buy a used Porsche get a hooker and have fun!