Ok the dealer played his game and won with me today...after he did all the paper work and had me in the finance office, he had me at more a month for 66 months...i have a 07tc with 17000 miles on it, and already 10 months paid off. I pay 367 a month. So here is what happend, i was ready to walk out after feelin cheated, and he came back with this...60 months again, same payment monthly and trade in vaule at 15,000 for my tC....did i get screwed? The contract is confusing as hell and im really confused...

 

How much did you owe on the tc? Did you owe more than what they offered you on the car? I got my payments at $305 a month for 60 months with $3k down at 6.5%. Got the floor mats and premium radio with it. If I remember correctly I paid a just a little over 17k before taxes and all that BS.

 

i owed like 16500 on it just about, and what they did was raise the price of the xB and put the trade in value at over 17600 to cover the taxes so i paid nothing out the door and it came out to be around 18000..kept the payments the same, just had to re-do the last 10 months brining me back to 60 months

 

To be honest, I don't think Scion allows us to "raise" the selling price of a new Scion. So they should be showing you real numbers for your tC. I am the Scion manager at my dealership, I would let you know that the trade in value at $15,000 is more than fair. I have seen as little as $13,500 for one in average condition. The price sounds about right, but they need to be careful how they structure it.

 

it doesnt sound like the trade-in value at $15k is too bad. since you owed $1500 more than they gave they probably just added that to the loan not necessarily the price of the car, bringing the xB to $18k if 5spd and $19k for auto.
if your payments are at $360ish/month i guessin its a 5spd at around 6-7%.

sounds correct to me