xD-Man, you just described an insurance agent's favorite client. You spend lots of money, but don't take any of it back.

(I work in insurance, not an agent, but I know how they function)

 

Have no fear, when I moved to IL in 2004 I had just purchased my car maybe 6 months prior.

Yeah well, they honestly expected me to pay 2400 per year for a 2005 xA.

Insurance companies can be stupid sometimes, I do like E-surance though.