Hey Guys, I posted once before but I'm really leaning toward the Scion tC as my next car.
Can any of u Give me some info as to What the insurance companies classify this car as And the general insurance rates are for this car are?

All of ur help is appreciated.

 

classified as a 3 door, not a sports car, basically a very similar rate to a 4 door. I pay about 70 a month for mine with no tickets or wrecks.

 

The best thing you can do is to call various insurance companies and ask for a quote, it does not take that long and it is much more accurate than what we are paying due to different locations and histories.

 

The tC is classified as a hatchback with insurance.

SOME places can call it a sports car, due to it being a 2 door.

Just shop around for the place that gives you the best rates and wont screw you over (im on state farm due to my motorcycle insurance being DRAMATICALLY lower, but i am in hawaii and motorcycle insurance is ludacris)

 

I need to know what insurance company you have. We are the same age and I also have no tickets or accidents and I pay $208 a month. Do you have full coverage?

 

I have StateFarm and I pay about $148/month (full coverage w/ a clean record). I'm not sure if each state is different, and I heard that sometimes guy's ins. can be higher then girls. lol :D Also, when I bought my tC they tried telling me that the side air bags can lower your insurance a bit, but when I asked my ins. agent they said its only by a dollar or two.

 

Esurance classifies the tC as a hatchback.
I pay slightly more than $100 a month for full coverage.
This is with $500 deduct. and a clean record.
This is also under my own name; not under the parents.

Some members might be have low insurance rates because they are under someone else's policy and/or they have more drivers than cars, which means the driver is labeled as an "extra driver."
So if you have 2 cars and mom, dad, and child are on the policy, more than likely the child is the extra driver and the car is quoted under the assumption that one of the parents is the main driver. For those whose parents have clean records this will lower your insurance costs compared to claiming the child as the main driver.
Hope this explains how complicated car insurance can be lol.

 

I'm on State Farm, paying only about $50/mon for insurance. I am umbrella'd under my parents' policy (their names are on my car but they are listed as driving it like <1% of the time or something like that) and I'm listed as the main driver.

 

I pay 149/mon on progressive for full coverage with 1 point/tix on my record.

 

Ok, I have a $1000 deductable. So mabye thats why its higher.

 

Oh, that's sooo unfair. I'll be 23 next month and also 1 ticket from 3 yrs ago next month and I pay $193/mo with Progressive with bare min to meet full coverage requirements - except deductibles both 500. And... I'm a girl! I thought guys paid more...

 

Yeah, sorry about that. Mine's 160 for full coverage, with a $500 deductable with 2 wrecks and 5 or 6 tickets.

 

BTW thats in FL with GEICO.

 

I live in SoCal, and pay $145 a month for insurance for full coverage with no tickets or accidents. Although I have it as a "recreational vehicle" so it costs less than normal which would be $161 a month, but they won't find out until the policy renews for a year But next month I'll have my three year good driver discount and it'll go down to $107 a month :D

 

Shop around, my Tc rates went up every 6 months that I had it. When I bought a 06 TSX with 6 spd (30K car with more HP) my insurance went down considerably.

 

Statefarm - $103 a month with full coverage/clean license. Collision deductible $1,000 and comprehensive is $500.

 

putting it under old people's name ftw :D

 

I pay roughly $73 a month for full coverage. That's without a clean record. It's all about where you shop and location and age.

 

Insurance with Progressive.

Had 4 door Camry before tC. Insurance only went up 10 bucks a month.