I got 4.84 fixed rate finnaced the whole $19,600 nothing down for 60 months...didnt go through Scion but the busniess manager tried to get me to sign that box that says i only get the car if i finance through them.....I was like why am i signing that if i have a promisarry check from my bank to pay out right!!!! Still tried going at it but thats what cell phones are for to do some checking around...told him to wait and step-father told me its garbage and walk away if he keeps it up. Unbeleiveable how some dealerships feel that they see young people that it = stupid...didnt realize i did my homework and had a lifeline!!!

 

Weird, dunno when they started or if it was a limited time or what, it took about 2 months to get it in the mail from toyota tho.

 

have u ever had a prior lone? for another car?

13 is high...

 

it might be high, but there is no penalty for paying it off earlier than the agreement so just pay off the car as quickly as you can. that way you wont get hit with such a high apr in the end

 

yea, but its kinda hard to do that, Rent, Loan's, Cable, phone,Insurance, Car

its hard for anyone 18-28 to do that

 

Try synergy bank (found throught lendingtree.com)
I ended up getting 5.75 with low/mediocre credit.

 

FYI.

The college rebate incentive is now worth $500. I just signed the paperwork tonight. There were a few qualifications you had to have before you can get it. You have to have outstanding credit and finance through toyota (i think... on that last one). The list was like 5-6 items, you may want to double check with financing.